Live mortgage free.

Fill out this form to learn how we paid off our mortgage in less than 5 years. And no, we didn't win the lottery. You'll also receive periodic updates from me to help you take your family to the next level.

Are you looking to improve your family’s financial situation and create a life of true wealth and happiness?

The Marriage Kids and Money Podcast is dedicated to helping you do just that. Each week, Andy Hill interviews personal finance experts, millionaire parents and financially independent couples to find out how they achieved their success. He then takes that information and breaks it down into digestible takeaways that will help you win with money.

+

With over 200 episodes and counting, Marriage Kids and Money has been awarded “Best Family Finance Content” by Plutus two years in a row. Show topics include everything from how to pay off your mortgage early to how to help your kids become future millionaires (who are generous).

Join the family wealth-building conversation by listening to this 5-star rated family empowering podcast today!

Meet Your Host.

Andy Hill is the award-winning blogger and podcaster behind Marriage Kids and Money which is dedicated to helping young families build wealth and thrive.

Andy's personal finance experience has been featured in major media outlets like CNBC, Business Insider, MarketWatch and NBC News. Trusted as a personal finance influencer by national financial brands, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the US.

When he's not “talking money,” Andy enjoys wrestling with his two kids, singing karaoke with his wife and watching Marvel movies.

Subscribe + Listen

Hill Family Spring 2018 (402)
  • All
  • Achieve Financial Independence
  • Become a Young Millionaire
  • Fintech Spotlight
  • Giving Back
  • Pay Off Your Mortgage Early
  • Raise Money-Smart Kids
  • Strengthen Your Marriage
Marcus Garrett

Should I Invest or Buy a House? [with Marcus Garrett]

Caitlin wants to know if she should invest or buy a house. This is a tough decision that a lot of people grapple with especially as they become debt-free. Marcus Garrett, Financial Expert and Author…

September 20, 2021
Andy Hill & Nicole Hill

Die With Zero: When FIRE Meets YOLO [Bread & Wine]

After reading “Die With Zero” by Bill Perkins, I feel like a changed man. I've gone from “super saver” over the last decade to now maximizing my life experiences as much as possible. Nicole and…

September 17, 2021
Mark Ostach

Digital Wellness: How to Honor Family Over Technology [w/ Mark Ostach]

How’s your “Digital Wellness” these days? As a parent, this is something I’m working on constantly. But as someone who is quite often “connected”, it's difficult to find a balance that works for me as…

September 13, 2021
Andy Hill and Nicole Hill

I Don't Agree With My Financial Advisor. Is That Okay? [Bread & Wine]

If you get advice from your financial advisor and you don't agree, should you follow it anyway? After all, they do have more education and experience than you. But in the end, aren't your motivations…

September 11, 2021
The Hill Family

We Reached Coast FIRE! How We Saved $500,000 by 40

Coast FIRE … You’ve maybe heard of this concept before, but perhaps you don’t know what it is. That’s what YouTube subscriber Allen is feeling right now. He asked me to make some content clarifying…

September 6, 2021
Andy Hill and Nicole Hill

Thinking More Than One Step Ahead [Bread & Wine]

Feeling like you're simply reacting to the moment right in front of your face? Yeah, we've been there (and still catch ourselves doing it). It's in our nature, evidently. But how can we get out…

September 4, 2021
Adam and Danielle Silverstein

We Won $1.2M in Vegas (Here's What Happened to our Marriage) – w/ Adam & Danielle Silverstein

What would it be like to win $1.2 million in Vegas? Life-changing, yes, but for good or bad? Adam & Danielle Silverstein, from the Marriage & Martinis Podcast, share how this windfall affected their marriage….

August 30, 2021
Andy Hill and Nicole Hill

What's Your Love Language? [Bread & Wine]

The 5 Love Languages by Gary Chapman is a book that has really helped our marriage. The concept may be simple, but it can be difficult to remember when you're in the midst of work,…

August 27, 2021
Daniella Flores

The Benefits of a Side Hustle While Working Full-Time [w/ Daniella Flores]

According to a Zapier survey, 1 in 3 Americans has a side hustle in 2021. This number has grown significantly over the recent years.  So … why the growth? What is the attraction to the side…

August 23, 2021

Are We MORONS for Paying Off Our Mortgage? [Bread & Wine]

This past week, we received a lot of negative feedback for paying off our mortgage early. There was name-calling, swear words and someone even said “you are ruining people's lives!” Woah, yikes. While we're very…

August 20, 2021
Woman writing check

How to Pay Extra on the Mortgage (Principal, Not Interest!)

Yolanda wants to pay extra toward her mortgage but she’s not sure if she’s doing it correctly. Holden Lewis, a Mortgage Expert from NerdWallet, joins me to help her out. We discuss how to ensure…

August 16, 2021
andy hill and nicole hill

Should We Tell Our Partner Everything? [Bread & Wine]

I tend to tell my wife everything … but is that the right way to go? My friends often tell me I'm TOO open with her. I'm not sure that's really wrong. Nicole and I…

August 13, 2021
jeremy schneider

How to Become a Millionaire with Index Funds – w/ Jeremy Schneider

Want to become a millionaire? Index funds have helped our family achieve this 7-figure milestone. Jeremy Schneider from Personal Finance Club is an index-fund evangelist and thinks they are a great place to start with…

August 9, 2021
Andy Hill & Nicole Hill

Living on a Budget: Is This an Awful Term? [Bread & Wine]

Do you think “living on a budget” feels like a life of restriction? Nicole and I discuss our history with budgeting over our 10-year marriage. We share our feelings on the term “living on a…

August 6, 2021
Tori Dunlap

Return to Work or Start a Business? [w/ Tori Dunlap]

Are you dreading the inevitable return to work this fall? Jennifer feels your pain. She's enjoyed the flexibility of working from home as a parent but knows that is coming to an end soon. As…

August 2, 2021
Andy Hill & Nicole Hill

Working With Your Spouse: Is it Worth It? [Bread & Wine]

Are you considering working with your spouse? Depending on how things are arranged, this could either be a great way to connect more or a complete disaster! Nicole and I discuss the pros and cons…

July 31, 2021
Brian Preston

Don't Pay Off Your Mortgage (Yet!) – w/ Brian Preston

I love living mortgage-free. The freedom our family has after we decided to pay off our mortgage early is incredible.  But just because I love my paid-off house, doesn’t mean I think everyone should rush…

July 26, 2021
Andy Hill & Nicole Hill

Is College Worth It? [Bread & Wine]

With the cost of college rising and rising year over year, as parents, we have to ask ourselves “Is college worth it?” Nicole and I debate the topic and discuss our college plans for our…

July 23, 2021
Reading book on the floor

10 Best Books to Learn About Investing (2021)

One of the best ways to learn about the stock market and investing is through a good book. A podcast listener named Christopher reached out and wanted to know my recommendations on the best books…

July 19, 2021
Andy Hill & Nicole Hill

Inheritance from Parents: Good Idea or Not? [Bread & Wine]

Would you want to receive an inheritance from your parents? At first glance, the answer might be “hell yeah”! Nicole and I dive deeper into the subject and discuss the ramifications of getting money after…

July 16, 2021
Nate Klemp & Kaley Klemp

80/80 Marriage: How to Create a Happier Relationship (Kaley & Nate Klemp)

Nicole and I have seen some tough days in our relationship. There's been yelling, name-calling, and even marriage counseling. We’ve also had excellent days where we’ve felt appreciated, loved, and thrilled that we’ve chosen to…

July 12, 2021
Andy Hill & Nicole Hill

Should You Try to Change Your Spouse? [Bread & Wine]

In a relationship, there can be certain things that bother us about our partners. Should we try to change them? Or love them just the way they are? Nicole and I discuss a recent marriage…

July 10, 2021
Andy Hill & Nicole Hill

Time is the New Currency [Bread & Wine]

In post-pandemic life, do you feel like you're constantly pressed for time? Lately, we're feeling like time is the new currency. Nicole and I discuss how trying to do it all has been difficult and…

July 2, 2021
Ali and Josh The FI Couple

How House Hacking Helps Us Live for Free – w/ Ali & Josh (The FI Couple)

In this wild real estate market, house hacking has become a popular way to lower your cost of living and take advantage of the appreciating asset of real estate. But what is house hacking? How…

June 28, 2021
Taylor and Scott Rieckens

Taylor & Scott Rieckens: Still Playing with FIRE (Financial Independence Retire Early)?

Taylor & Scott Rieckens started a very public journey towards FIRE (Financial Independence Retire Early) a few years ago. They developed a documentary entitled “Playing with FIRE” that received high praise from publications like the…

June 26, 2021
Andy Hill

The Disadvantages of Entrepreneurship

In January 2020, I decided to make the leap to a life as a digital entrepreneur. There were very few thoughts in my head about any disadvantages of entrepreneurship. I was mainly looking at the positive…

June 21, 2021
Andy Hill & Nicole Hill

Nature vs. Nurture with Money: How Our Parents Shaped Us [Bread & Wine]

As we grow up, our parents have a lot of influence on the people we eventually become. But outside of parenting, sometimes we are who we are and there's not much they can do to…

June 18, 2021
Anne-Lyse Wealth

Generational Wealth: How to Build It For Your Family [w/ Anne-Lyse Wealth]

Generational Wealth is the type of wealth that allows your family to experience financial freedom, choice, and options for generations to come. It's wealth that allows you to have the financial power to be the…

June 14, 2021
Andy Hill and Nicole Hill

When Should I Tip? [Bread & Wine]

With all the services and restaurants we interact with on a daily basis, it's hard to know when you should tip and when you shouldn't. Nicole and I discuss the world of tipping and the…

June 11, 2021
Man in front of computer

How to Start Investing Today in 10 Simple Steps

There comes a time in our lives when we're ready to get off the sidelines and start investing. There are people building wealth all around us and we want in on the money-making action. But…

June 7, 2021
Andy Hill and Nicole Hill

Is Getting a Prenup a Good Idea for your Relationship? [Bread & Wine]

According to the American Psychological Association, 40-50% of marriages in the United States end in divorce. With a statistic like that, one might wonder if a prenup (prenuptial agreement) is a smart move. Nicole and…

June 4, 2021

How to Strengthen Your Family Tree – w/ Cindy and Butch Hill

It's our 250th episode! To commemorate this milestone, I decided to invite my parents, Cindy and Butch Hill, on the podcast.  We discuss the childhood lessons that shaped their lives and how our family came…

May 31, 2021
Andy Hill and Nicole Hill

Return to Work? Do I Have To? [Bread & Wine]

Employers are implementing their “return to work” strategies and employees are bracing for the change. Nicole and I discuss how this change will affect her work-life and the pros and cons of working from home….

May 28, 2021
Jace Mattinson and Clark Sheffield

We Interviewed 200 Millionaires (and Here's What It Takes to Become One) – w/ Clark Sheffield & Jace Mattinson

Ever wonder what it takes to become a millionaire? Clark Sheffield and Jace Mattinson, from the Millionaires Unveiled Podcast, have interviewed over 200 millionaires. Today, they are sharing the habits, investment strategies, and commonalities of…

May 24, 2021
Nicole Hill & Andy Hill

We Spent $75,000 of our Savings! Now What? [Bread & Wine]

In the last year, we spent $75,000 of our savings on cars, trips, house upgrades and much more. Now, there's no money left! After this spending spree (including what we received from the Stimulus Checks),…

May 21, 2021
Man searching on laptop

Should I Invest in Cryptocurrency? 13 Personal Finance Experts Weigh In

Recently I received a question from Christopher asking, “Should I invest in cryptocurrency and what is Bitcoin all about in laymen's terms?” Since I'm new to the cryptocurrency scene (like a lot of us), I…

May 17, 2021
Cat Alford

Stay-at-Home Mom vs Working Mom: Deciding the Right Path – w/ Catherine Alford

Today, we’re talking with Catherine Alford about being a stay-at-home mom vs a working mom. This can be an incredibly difficult decision for mothers after they have children. Do I stay at home or do…

May 10, 2021
Nicole Hill and Andy Hill

Child Tax Credit 2021: What Should We Do With It? [Bread & Wine]

Will you be receiving money from the Child Tax Credit in 2021? Based on our income this year, we will be receiving the tax credit starting in July and could be upwards of $250 per…

May 7, 2021
Anthony ONeal

Anthony ONeal: Will Income-Based Repayment Help with my $200k of Student Loans?

Stephen and his new wife have $215,000 of student loan debt and they don't know what to do next. They are considering Income-Based Repayment (IBR) but aren't sure if that is the right thing to…

May 3, 2021
David Manson Wendy Hill Manson Nicole Hill Andy Hill

Dealing with Negative Reviews [Bread & Wine]

As a small business owner, negative reviews can be devastating. They can deal a major blow to your confidence and, in some cases, to your bottom line. We invited two small business owners to the…

April 30, 2021
Pete the Planner

Pete the Planner Helps Us Move From Financial Disaster to Millionaire

After doing this show for the last 5 years, I’ve heard from a lot of people that say they feel like a complete financial disaster. They are making good money, but they are disappointed with…

April 26, 2021
Joe Saul-Sehy Nicole Hill and Andy Hill

Can Money Buy Happiness? [Bread & Wine]

It's the age-old question … Can money buy happiness? Joe Saul-Sehy, Host of the Award-Winning Stacking Benjamins Podcast, joins us to help answer this question. There may not be a right answer, but the three…

April 23, 2021
Daughter on Dad's shoulders

Socially Responsible Investing: Does it Pay Well to Do Good?

More and more people are looking for ways to do good in the world. So it's no wonder that people are starting to question what goes on behind the scenes with their investments. Making sure…

April 19, 2021
Nicole Hill and Andy Hill

Climbing the Corporate Ladder [Bread & Wine]

At what point do we stop climbing the corporate ladder? For the last couple of years, Nicole has jumped back into the corporate world. She's doing a great job (per usual) and there is talk…

April 16, 2021
Jennifer Barrett

Female Breadwinners: How to Earn More and Worry Less [w/ Jennifer Barrett]

Author Jennifer Barrett wants women to earn more and worry less. As our nation grows with more and more female breadwinners, Jennifer is on a mission to ensure women are creating the most successful future…

April 12, 2021
Nicole Hill and Andy Hill

Why Keeping Score in Relationships is a Good Idea [Bread & Wine]

Some folks say keeping score in relationships is a bad idea. We disagree. Nicole and I discuss how keeping score in our marriage helps us keep our sanity and helps each other feel loved. We…

April 9, 2021

Dave Ramsey Baby Steps Complete! Now What?

If you've been following the Dave Ramsey Baby Steps, you know there is a sequential order to each and every money decision. So when you've finally reached Baby Step 7, how do you invest your…

April 8, 2021
Scott Trench and Mindy Jensen

15-Year vs. 30-Year Mortgage: How to Choose? [feat. Scott Trench & Mindy Jensen]

Samantha and her husband are trying to decide on a 15-year vs. a 30-year mortgage. She wants to pay off the mortgage faster and he wants to “have options” Scott Trench and Mindy Jensen, co-hosts…

April 5, 2021

How to Increase Your Salary (5-Figures to 6-Figures)

I don’t know about you, but when I got pay raises at work, it felt incredible. I got a giant smile across my face because I felt like my hard work was finally validated. All…

April 5, 2021
Nicole Hill and Andy Hill

Employee vs. Entrepreneur: Which is Better? [Bread & Wine]

Is it better to be an employee or an entrepreneur? Nicole has been an employee her entire adult life and Andy is diving into year 2 of being a small business owner. With this background,…

April 2, 2021
The Budgetnista

The Budgetnista: Unemployed to Multi-Millionaire in 10 Years [w/ Tiffany Aliche]

The Great Recession had a major impact on Tiffany Aliche (aka “The Budgetnista”). She went from a happy pre-school teacher to unemployed living back home with her parents. Over the next 10 years, she transformed…

March 29, 2021
nicole hill and andy hill

Do Opposites Attract? [Bread & Wine]

Love is in the air! But do opposites attract? Nicole and I talk about our larger-than-normal tax refund and we both have VERY different views on what to do with the money. We over-analyze our…

March 26, 2021
Geoff Woods - The One Thing

The One Thing: How to Prioritize What Matters Most [w/ Geoff Woods]

Have you heard of The One Thing, but don't know what it is? Geoff Woods, the host of The One Thing Podcast, shares how we can conquer our goals and have more time dedicated to…

March 22, 2021
Nicole Hill and Andy Hill

Dave Ramsey Baby Steps Lessons Learned [Bread & Wine]

Are you getting started with the Dave Ramsey Baby Steps? After completing all 7 Baby Steps, Nicole and I have some pros and cons to share from our experience. We hope our thoughts help you…

March 19, 2021
at home

The Disadvantages of Paying Off Your Mortgage

I've created a lot of content around the benefits of a paid-off house. One thing I haven't dived into much is the disadvantages of paying off your mortgage. I received a question from Maria on…

March 15, 2021
FIRE Movement

Join the FIRE Movement or Not? [Bread & Wine]

Are you considering the FIRE (Financial Independence Retire Early) Movement? This is a big decision to make especially if you're in a committed relationship. It's not just your decision … it affects both of you….

March 12, 2021
Holderness Family

Holderness Family: Everybody Fights So Why Not Get Better at It?

Are you having more marriage fights lately? Kim and Penn Holderness, of Holderness Family Productions, join us to discuss their new book “Everybody Fights: So Why Not Get Better at It?“. After more than a…

March 8, 2021
Nicole Hill & Andy Hill

How to Decide Marriage Roles and Responsibilities | Bread & Wine

Confused about your marriage roles lately? Is it okay to change from your current station in marriage? Perhaps you're ready to go back to work instead of being a stay-at-home parent. Or you're ready to…

March 5, 2021
Stefanie O'Connell Rodriguez

Leaving the City to Save Money? [w/ Stefanie O'Connell Rodriguez]

Are you considering leaving the city to find a more reasonable place to live? Well, you're not alone. Even before the pandemic, big cities like New York, Los Angeles and Chicago were seeing triple-digit daily…

March 1, 2021
Nicole Hill and Andy Hill

Why Do We Judge Others? [Bread & Wine]

What a year! Has the judgment increased lately or is it just us? For as hard as we try, why do we judge others? And why do we care what others think about us? Nicole…

February 26, 2021
Wendy Hill Manson

Airbnb Superhost: How We Made $100,000 in One Year with Airbnb – with Wendy Hill Manson

Want to become an Airbnb Superhost? Check out this story of someone who started small and grew her short term rental business. Wendy Hill Manson wanted a side hustle to make some extra money to…

February 22, 2021
Doing Business with Family - Bread and Wine

Never Do Business with Family and Friends? [Bread & Wine]

What is your policy on doing business with family and friends? Nicole and Andy discuss the awkward nature of working with people you know instead of people you don't know.  It's easy to go with…

February 19, 2021
Woman in a home

Am I Ready to Buy a House?

After renting for a while, you may ask yourself, “Am I ready to buy a house?” There's a lot of pride that comes with homeownership. At the same time, this is a big decision and…

February 15, 2021
going dutch

Going Dutch: How to Decide When to Split the Bill [Bread & Wine]

Should the man always pay for dinner on dates? What about dinners with friends? How do you handle that? Nicole grew up in a different culture than Andy and they discuss how this “paying for…

February 12, 2021
Jill Schlesinger

Jill Schlesinger: Common Money Mistakes to Avoid

CBS News Business Analyst Jill Schlesinger shares common money mistakes to avoid on our financial journey. It's fun to celebrate the big financial wins, but it can be just as important to review our mistakes….

February 8, 2021
levers

Make More Money vs Save More Money [Bread & Wine]

Is it more important to increase your income or decrease your expenses? Which lever is more important to pull on your financial journey? Nicole Hill throws a curveball at Andy Hill and tells him he…

February 5, 2021
Mother watching son on beach

How to Create a Financial Independence Plan

You've heard about financial independence (or FIRE). The personal freedom, new options, and a relaxed lifestyle all sound amazing, but you don't know where to start. It's time to create a financial independence plan. Just…

February 2, 2021
Erin Lowry

How to Start Investing in your 30's – with Erin Lowry

Are you in your 30's and you're ready to start investing? Well, you may already be an investor and you didn't even know it! Find out why when I chat with Broke Millennial Author, Erin…

February 1, 2021
Brown Banana

Bread & Wine | Cheap

Is there a difference between cheap and frugal? Some see them as the same thing and others feel there is a big difference.  As per usual, Nicole and I disagree on the cheap vs. frugal…

January 29, 2021
Faith and Leo Jean-Louis

How to Invest $100,000 (After You're Debt Free) – w/ Faith & Leo-Jean Louis

Faith & Leo Jean-Louis recently paid off over $200,000 of debt. The year after, they decided to invest $100,000 in the stock market to build generational wealth for their young family. In today's interview, we…

January 25, 2021

The 10 Steps I Took to Quit My Job to Start My Business

One year ago I decided to quit my job and work on my small business full-time. After 15 years of working as an event marketing professional, I decided that I was ready for a new…

January 19, 2021
How to Negotiate a Severance When You Resign

How to Negotiate a Severance When You Resign – with Sam Dogen (Financial Samurai)

After working in his corporate career for 20 years, Joe from Michigan asks, “How do you negotiate a severance when you resign?” He's looking to leave his corporate career after two decades of solid work…

January 18, 2021
You Need a Budget

Jesse Mecham: You Need a Budget (and Here's Why)

Some people feel that budgets can be restricting or that they reinforce a scarcity mindset. Others, however, enjoy a sense of freedom and control with their budget. So who is right? Jesse Mecham, Founder of You…

January 11, 2021
Separate Bank Accounts in Marriage

Can We Have Separate Bank Accounts in Marriage? [Bread & Wine]

Can you be happily married and have separate bank accounts? Nicole and I dive deep into the subject and analyze if this is something we could do in our relationship after 10 years of having…

January 8, 2021

My Husband Wants Separate Bank Accounts (But I Don't). What Do I Do? [w/ Rachel Cruze]

Rachel Cruze joins me to answer a question from Anonymous: “My husband wants separate bank accounts and I don't. What should I do?” We discuss the options available to our anonymous friend, including the importance…

January 4, 2021
How to Keep Your Personal Information Safe Online

How to Keep Your Personal Information Safe Online – with Eric Cole

We see cyberattacks in the news. Our workplaces get hit with phishing scams. And how many emails have we gotten recently about our data being breached?! It feels like a daily occurrence.  To learn how…

December 14, 2020

10 Incredible Benefits of a Paid Off House

There are so many opinions on whether or not you should pay off your mortgage early.  Some say that paying off your mortgage is a bad idea because you could make a lot more money…

December 8, 2020
Happy woman at laptop

How to Increase Your Credit Score (After Becoming Debt-Free)

Have you recently paid off your debt and noticed your credit score drop? This recently happened to Christin from Detroit after becoming debt-free over the past 10 years following the Dave Ramsey plan. Her score…

December 7, 2020

Charitable Giving Strategies: How to Make Lasting Family Traditions of Generosity

Charitable giving can feel difficult or even impossible when we’re in debt and barely scraping by. When we’ve lifted ourselves up to a position of financial strength and confidence, giving back feels like the right…

December 1, 2020

How This Teacher Made a Million Dollars in the Stock Market Before 40 – with Brian Weitzel

Ever want to know how regular people make a million dollars in the stock market? High school teacher Brian Weitzel tells us how he did it. By age 35, high school teacher Brian Weitzel already…

November 30, 2020
Teens and Money

Teenage Money Management Tips for Parents Who Aren't Money Pros – with Ed Vargo

As parents, we want our kids to have a healthy relationship with money. As they get older, learning smart teenage money management tips is even more important. After all, they are almost out of the…

November 23, 2020
Election Results

Election Results: Should I Change My Investment Strategy?

Election 2020! What a year! The news, the tweets, the lawn signs! Honestly, I’m so glad it’s all over.  Between the election, the pandemic, and the craziness of my kid’s in-person school getting cancelled, uncancelled and…

November 16, 2020
Lawrence Gonzalez

Smart Financial Planning Goals Before Marriage – with Lawrence Gonzalez

When you're about to be married, money can sometimes be one of the last things you think about. Lawrence Gonzalez, the creator of The Neighborhood Finance Guy, shares the importance of making financial planning goals…

November 9, 2020
choose path

Roth vs Traditional IRA: Which is Right for You?

When you're investing for the future, you may come up against the choice of Roth IRA vs. Traditional IRA. Both are smart retirement investment options, but for different reasons. Alyssa asked us this question recently…

November 2, 2020
Joe DiSanto

Semi-Retirement: Leaving California for More Time in Florida – with Joe DiSanto

In 2018, more than 86,000 people left California and moved to Texas. Joe DiSanto was one of them. After he became a new Dad, his “9-to-9” work lifestyle was just too much to sustain. He…

October 26, 2020
Dual Income No Kids

Dual Income No Kids: What To Do With Extra Money

Scott and his husband are a dual income no kids (DINK) household. They have come into some extra money lately and want to know what to do with it. Do they invest the money? Do…

October 19, 2020
Kumiko Love Stick to your Budget

How to Stick to a Budget – with Kumiko Love from The Budget Mom

When we're in the midst of paying off debt, it's important to know how to stick to a budget. This way, you're telling your money what to do instead of the other way around. Imagine…

October 12, 2020
Paula Pant

Why Index Funds are a Good Investment – with Paula Pant

With all the noise out there in the financial media, it's hard to know if index funds are a good investment. Hot stocks that have had major spikes recently can be tempting to own. If…

October 5, 2020
holding hands with baby

How to Pay for Adoption Costs without Debt – with Amanda and Jonathan Teixeira

If you're considering adoption, one of the first stumbling blocks is the cost. Depending on which route you take, you could be looking at tens of thousands of dollars. So, how do you pay for…

September 28, 2020
Burnout

5 Ways to Prevent Parental Burnout in the Pandemic

A lot of us are feeling parental burnout lately due to the pandemic. With virtual school, the recession, and so many other things happening at once, stress can start to take over. Author and Podcaster…

September 21, 2020
Mark Timm

Work-Life Integration Over Work-Life Balance – with Mark Timm

A lot of folks can feel like rockstars in their small business or at the office, but at the same time feel like failures at home. One solution to consider is striving for work-life integration instead…

September 14, 2020
Carol Pittner and Doug Nordman

Money Smart Kids: Raising Children to Understand Financial Independence – with Doug Nordman and Carol Pittner

Do you want to raise money-smart kids? I'd venture to guess a lot of us parents want to, but we're not quite sure where to start. Doug Nordman focused on simple and practical lessons as…

September 7, 2020
Nadia and Nicole, The Wealth Twins

How Dividend Investing Helps with Financial Independence – with Nadia Busseuil and Nicole Ozelge

Wouldn't it be amazing to earn money while you sleep? In my quest to learn how to do this, I came across the concept of dividend investing. You might be asking, “What is dividend investing?”…

August 31, 2020
Lee Huffman and family

How to Travel the World for Cheap (or Free) – with Lee Huffman

Dreaming of traveling to a bucket list destination but can’t seem to figure out how to make it work? Wouldn't it be amazing to travel the world for cheap or or even free? Lee Huffman…

August 24, 2020
Financial Decisions

Is It Better to Pay off the Mortgage, Save or Invest?

After you've paid off your debt and your savings starts to grow, you may stay to wonder what to do next. This is an exciting time for families as they start to make some major…

August 17, 2020
Ericka Young

What to Do When Your Spouse Has a Spending Problem – with Ericka Young

When one spouse thinks that the other has a spending problem, this can be a recipe for a marriage disaster if it's not handled correctly. There are so many feelings around how we handle our…

August 10, 2020
Dylin Redling and Allison Tom

Tips to Retire Early (From a Couple Who Did It) – with Dylin Redling and Allison Tom

Retiring earlier than 60 years old can sound like a pipe dream. But there are some who have completed this incredible financial feat. I was lucky enough to chat with a couple who retired in…

August 3, 2020
Lisa Schader

7 Steps to Become a Millionaire by 30 – with Lisa Schader

Have you ever dreamed of becoming a millionaire? For most people, those seven figures symbolize a certain level of financial status and freedom. It’s one thing to live and look like a millionaire, but it’s…

July 27, 2020
Happy couple in the mountains

How to Increase Your Net Worth to $1,000,000 in 10 Years

Do you want to increase your net worth? Well, so did we. Let me tell you how we did it. One fall night in 2010, my wife Nicole and I were watching the Suze Orman…

July 15, 2020
Ken Rusk

High Paying Jobs Without a College Degree (for your Teen) – with Ken Rusk

As parents, we want the best for our kids. We want them to have things we never had. For many of us, that’s the gift of quality education. A college education is a noble pursuit…

July 13, 2020
Credit Cards

Why Digital Cash Envelope Budgeting Wins – with Qube Money

The Cash Envelope Method is an effective budgeting method that helps people to save money and limit overspending. At the same time, the convenience of credit cards for online shopping and shopping on the go…

July 9, 2020
Steve and Courtney Adcock

How to Retire by 40 – with Steve Adcock

Wouldn't it be amazing to be able to retire at 40 years old? David, a listener of this podcast, thinks so! Here's his question: “My wife and I are turning 30 next year and we…

July 6, 2020

How We Paid Off Our Mortgage in 5 Years

During late 2013 while I was traveling out-of-town for work, my wife Nicole found our “forever house”. This home had everything she was looking for including an attached garage, open floor plan, updated kitchen, walk-in…

July 4, 2020

The Progressive Levels of Financial Independence

Are you interested in financial independence? Do you follow people in the FIRE movement? It’s easy to feel intimidated when you’re first getting started. However, a better understanding of the levels of financial independence makes…

June 29, 2020

How to Help Your Kids Have a Mortgage-Free Future – with Sarah Phillips

No matter where you are in your debt freedom journey, you can appreciate the power of what mortgage freedom means. A sense of freedom coupled with a boatload of options sounds appealing to most adults….

June 24, 2020

Coast FIRE: An Easier Way to Join the FIRE Movement

We’ve all been told that money doesn’t buy happiness, but there’s no denying that it affords us time and freedom. Whether you are well on your way to financial independence or just learning the very…

June 22, 2020

How We're Handling Job Changes, Coronavirus and Racism at Home

We've reached episode 200 of the podcast!! Since 2016, I’ve been interviewing debt-free couples, personal finance experts, financially independent parents, and young millionaires to figure out how they've succeeded. With this information, we’ve all had…

June 15, 2020

Roth IRA Investing | How to Save for Retirement Today – with Jedidiah Collins

Are you ready to start investing? Many people who are nearing the end of their debt payoff journey start to wonder how to begin investing. Debt freedom is powerful, and investing your money is another…

June 8, 2020

How to Become a Millionaire in 10 Years

After 10 long years, our family has joined the double comma club! We are now millionaires!  While this feat is awesome and we feel really proud of it, it’s important to point out some privileges we’ve…

June 1, 2020

Generosity and Financial Independence: 3 Ways to Give Back on your FIRE Journey – with Dave Mason

Financial independence is a great financial goal to pursue. As we try to save more and increase our income, where does giving back fit in? It seems counterintuitive to give away money when the goal…

May 25, 2020

From $46,000 of Credit Card and Car Debt to Mortgage-Free – with Bob Lotich

Have you ever wondered what it would feel like to own your home outright? Maybe you’ve always wanted to pay off your mortgage early or maybe the idea of being mortgage-free seems like an impossible…

May 20, 2020

Planning Your Retirement Savings Using Expenses (Not Income) – with Joe Saul-Sehy

Have you ever wondered if you are on track with your retirement savings? We’ve all seen the articles that suggest how much money you should have saved by certain ages. But is that really the…

May 18, 2020

How to Achieve Financial Independence Through Index Fund Investing – with JL Collins

As you explore the FIRE movement, you will quickly learn that investing is a key component of financial independence. You might be thinking that now is the right time to invest. After all, there’s a…

May 11, 2020

3 Simple Steps to Financial Empowerment – with SAVVI Financial

SAVVI Financial is on a mission to democratize financial advice. That means that they want accurate, fiduciary advice available to the masses. No matter if your net worth is in the negatives or you’ve already…

May 6, 2020

Student Loans and Coronavirus: Why You Shouldn't Pay Your Federal Loans Right Now

Stock market volatility, staggering unemployment, and a global pandemic. It's no wonder that people keep talking about how different our world feels right now. In times of uncertainty, people find themselves with more questions than…

May 4, 2020

Recession-Proof: From Bankrupt to Young Millionaire in 10 Years – with Patrick Aime

Everyone loves a success story. Yet, in these uncharted waters, success might seem unlikely. With more and more people drawing parallels between the current pandemic and the last recession, it's no wonder people are worried….

April 27, 2020

Pay Off the Mortgage Early or Invest More? Why We Chose a Mortgage-Free Life

Should we pay off the mortgage early or invest extra? That is a question that many homeowners find themselves asking. There are certainly benefits to investing more, and there are also benefits to being mortgage-free….

April 22, 2020

Pay Cuts: 10 Ways to Save Money When Your Income Drops

The global pandemic has been wreaking financial havoc on families across the US. People are losing their jobs, getting furloughed or taking pay cuts. With no guaranteed end in sight, this can be a frightening…

April 20, 2020

Stop Money Fights Before They Start – with Adam Kol

When the topic of finances comes up in the conversations that you and your partner have, do you brace yourself for money fights? Some people think the solution is to simply avoid the topic of…

April 13, 2020

Investing in a Financial Crisis: How to Stay Calm During a Global Pandemic

The stock market is going up and down like crazy lately. It's hard to predict what will happen next. I was an “investor” during the last recession, but my tiny 401k balance at the time…

April 6, 2020

Mortgage Free: Complete Debt Freedom During a Financial Crisis – with Keith Robinson

For most of us, housing is one of the biggest expenses we face each month. Experts suggest keeping housing to 30% of your budget, yet high cost-of-living areas can claim much more. It's a huge…

March 30, 2020

FIRE Movement: Pros and Cons of Pursuing Financial Independence

There's more to life than working and paying bills. If you're like most people, you dream of a week filled with more time and more freedom. That's why a growing number of people are joining…

March 23, 2020

Preparing for a Recession: Our Family's 5 Step Financial Plan

This pending recession has thrown our happy family schedule all out of whack. School: Our kid's school is closed for the next 3 weeks. It’s looking likely that might extend at least 8 weeks and…

March 17, 2020

Teen Entrepreneurs: Inspiring Kids to Start a Small Business – with Rob Phelan

When it comes to mastering personal finance or exploring entrepreneurship, one of the most common laments I hear is that people wish they started sooner. Managing money well and taking the leap into entrepreneurship are…

March 16, 2020

How Being Honest in my Marriage Helped us Pay Off $61,000 of Debt – with Michael Lacy

Being in debt can cause mental stress, physical stress and marital stress. Michael Lacy and his wife Taylor were under marital stress when their debt caused them more problems than they were prepared for. After…

March 9, 2020

3 Real Estate Investing Strategies for Minimalists

For years now, my wife and I have been sitting on the sidelines of real estate investing. We’ve been watching people grow their wealth, expand their portfolio and grow their passive income.  We have the…

March 2, 2020

How Living on 50% of Our Income Helped Us Reach Financial Freedom – with Kelly Smith

There may not be a single right way to achieve financial freedom, but supersizing your savings is certainly a powerful strategy. But what does supersizing your savings mean? More importantly, how does someone go about…

February 26, 2020

How This Couple Makes $250,000 Per Year Blogging – with Kelan and Brittany Kline

Imagine being able to take your side hustle to the next level and quit your full-time job? That’s exactly what Kelan and Brittany Kline managed to do after working on their blog for over a…

February 24, 2020

The Top 3 Reasons Marriages End (And How to Prevent It) – with Kimberly Holmes

One of the most important decisions anyone can make is who you choose to spend your life with. Marriage impacts us emotionally, socially, legally, financially, and in so many other ways. While the divorce rate…

February 19, 2020

Save for Your Home Down Payment in 10 Simple Steps

Rachel from Chicago has a question about saving up for her home down payment. Hey Andy!  My husband and I are trying to save for a down payment on a house. We are pretty good…

February 18, 2020

How to Invest On Your Own Without a Financial Advisor

Adam from Tampa is skeptical about working with a financial advisor and wants to know how to invest on his own. “For most of my life, I have been told what to do with my…

February 17, 2020

How the Great Recession Inspired Me to Pay Off My Mortgage Early – with Christin McKamey

The Great Recession (2007-2009) caused higher levels of unemployment, plummeting real estate values and a lot of people to feel uneasy about their financial situation. Many parts of the United States were hit hard during…

February 13, 2020

How We Paid off $50,000 of Debt in 1 Year

In May 2010, I married my dream girl. She was funny, beautiful and chock-full of 90's TV trivia. Our first couple of dates consisted of a lot of Saved by the Bell and Seinfeld jokes….

February 12, 2020

Climbing Out Of $1,000,000 of Debt to Achieve Financial Independence – with Wendy Mays

Being neck-deep in debt can make you feel like all the odds are stacked against you, especially when you reach almost the seven figures! Today, Andy talks to Wendy Mays on how her family is…

February 10, 2020

How We Can End Hunger in America Together – with Zuani Villarreal

For our “Be The Change” segment this month, we are featuring Feeding America. They are the nation’s largest domestic hunger-relief organization. Together with individuals, charities, businesses and government, their goal is to end hunger in…

February 6, 2020

Why Multi-Level Marketing (MLM) is a Bad Side Hustle – with Melissa Blevins

Multi-level marketing (MLM) is a $36 billion industry, but according to AARP, 73% of people who participate in MLMs make no money or lose money. So what’s the appeal? Why do people keep coming back…

February 5, 2020

Pay Off Your Mortgage Early in 10 Simple Steps

Our question of the month comes in from Mike: Andy, I saw the Business Insider article about you paying off your mortgage early. We’re in a similar situation. With $228,000 left on our mortgage, our…

February 3, 2020

How We Paid Off $300,000 of Student Loans in 6 Years – with Okeoma Moronu

Americans are currently carrying $1.5 trillion worth of student loan debt. That number reflects a monumental financial burden and a serious emotional one too. Many people find themselves battling poor sleep and anxiety while feeling…

January 27, 2020

How This Stay-at-Home Dad Makes $200,000 Per Year in Passive Income – with Sam Dogen

A lot of us have had this moment in our lives: we become parents and we want less time working and more time with family, but the income is just not there to support it. …

January 22, 2020

How to Teach Kids the Value of Money (And Why They're Never too Young) – with Liz Frazier

Almost half of the US would not be able to cover a $400 emergency. Around 40% have credit card debt. And 1/3 of Americans have saved $0 for retirement. If we want our children to…

January 20, 2020

How We Paid Off Our $160,000 Mortgage in our 30's – with David Venis

On our Mortgage Freedom series today we're going to interview someone who paid off their mortgage at 32 years old. And now he and his wife have a lot more money to enjoy. David Venis…

January 16, 2020

Why I'm a Family Man with a Business (And Not a Businessman with a Family) – with Jon Vroman

A lot of us are hard-charging employees, side hustlers, or business owners who are looking to grow, get that promotion, or just make more money. But we can't forget the most important people in our…

January 13, 2020

How I Quit My Six-Figure Job and Took A Year Off – with Michelle and Jacob Wade

Sometimes, hustling to make more money is not the answer. Today, Andy talks to Jacob and Michelle Wade, who recently took a “year off” with their family of five. Jacob is a former sales professional…

January 8, 2020

7 Reasons Not to Buy a Home (When You’re In Debt and Have No Savings)

Our second question of the month comes in from Anonymous from our Thriving Families Facebook Community: Hey Andy, Should we wait until we're debt-free in order to buy our first home knowing that we'll be…

January 7, 2020

Why I Stopped Pursuing FIRE and Early Retirement for a Happier Life Today – with Lisa Harrison

The FIRE movement (Financial Independence, Retire Early), has become a wildly popular concept over the last decade, but it's also become wildly controversial. Today, Andy talks with Lisa Harrison, the writer and podcast host behind…

December 30, 2019

5 Smart Ways to Save and Invest for Your Child's Future – with Damian Dunn

In today’s episode, Andy chats with Damian Dunn about how to save for our children’s future. Damian is the director of personal finance strategies at Your Money Line and is the co-host of the Pete…

December 23, 2019

How We Paid Off Our Mortgage Early By Living On One Income – with Tracey Sherman-Falcon

For this month's Mortgage Freedom series, I caught up with Tracey Sherman-Falcon from Aurora, IL. She and her husband Gandi Falcon just paid off their mortgage! They are so thrilled with the emotional benefit of…

December 17, 2019

Building a Multi-Six-Figure Online Business from Home – with Monica Louie

A lot of young parents are looking for a flexible work schedule so they can spend more time with their kids. Creating a business that provides your family with a good income and the flexibility…

December 9, 2019

How to Make Long-Distance Real Estate Investing Easy – with Zach Evanish from Roofstock

For our Fintech Spotlight segment this month, we are featuring our sponsor Roofstock. A company that makes investing in single-family rental properties radically simple. I've invited the Director of Retail at Roofstock, Zach Evanish to…

December 4, 2019

Work From Home: 30 Profitable Side Hustles for Parents

Are you looking for a way to earn extra money and still work from home? A lot of parents find themselves in this situation. Wes is one of them. Here's his question: I’ve been married…

December 2, 2019

Why One-On-One Time with Kids is the Best Investment Parents Can Make – with Jim Sheils

As career-driven individuals and busy entrepreneurs, we can get often caught up in the time-consuming race of constantly growing our income and expanding our businesses. While our motivations may be pure, there can be long…

November 25, 2019

How Our Kids Helped Us Pay Off $250,000 of Debt (Including our Mortgage) – with J'Neal McCoy

For this month's Mortgage Freedom series, we're talking with the McCoy Family! They partnered together to pay off their mortgage early. In the 3 years that I've been doing my podcast, I've never interviewed both…

November 19, 2019

Tiny Home Living and Minimalism Are Helping us Become Debt Free – with Jill Sirianni

According to a recent survey by the National Association of Home Builders, more than half of Americans would consider living in a home that's less than 600 square feet. And when you ask millennials the…

November 11, 2019

Why Investors Need a Fiduciary Financial Advisor – with Brent Weiss from Facet Wealth

For our Fintech Spotlight segment this month, we are featuring our sponsor, Facet Wealth. They make working with a Certified Financial Planner professional simple and convenient.  I’ve invited a founding member and the Chief Evangelist…

November 6, 2019

Where Can I Open a Brokerage Account to Invest for my Kids?

Our second question of the month comes in from Kevin from our Thriving Families Facebook Community …  My kids are getting physical cash from grandparents for holidays. They are small denominations like $5 for Halloween,…

November 5, 2019

Living Paycheck to Paycheck on $100,000. How can we improve?

Our first question of the month comes in from Julie. Well, it’s really a half question/half statement but nevertheless, here we go … Try this on: $92,000 income family with one baby. We live in…

November 4, 2019

How I Bought 20 Rental Properties in Cash – with Rich Carey

Some people choose to take out loans to buy their rental properties and others choose to pay cash. Today, we're going to explore why you might want to consider buying in cash and how to…

October 28, 2019

How Becoming a Parent Helped Me Retire at 41 – with Chris Mamula

There comes a point in a parent's life when they want to own more of their time and spend it with the ones they love the most, but financially, it's not always the easiest to…

October 22, 2019

How Fatherhood Sparked My Desire For Financial Independence

On one fine summer day in 2011, I was zipping around on my new moped headed to the local Rite Aid convenience store. I had an incredibly important purchase I was about to make. After…

October 21, 2019

Why I Left My $400,000 Wall Street Salary After Having My Baby – with Chelsea Brennan

Life changes rapidly when you have a baby. One minute you're crying with tears of joy and the next you're crying because work, parenthood and life have suddenly become very complicated. How do we keep…

October 14, 2019

How to Prevent Gun Violence in Schools – with Nicole Hockley

For our “Be The Change” segment this month, we are featuring Sandy Hook Promise. This is an organization dedicated to preventing gun violence in our nation's schools. I've invited the Co-founder and Managing Director, Nicole…

October 9, 2019

How to Complete Dave Ramsey's Baby Step 1 in One Week

For the past few years, I've been volunteering at my church to coordinate Dave Ramsey's Financial Peace University course. It's a 9-week course that helps people get out of debt and get into strong financial…

October 8, 2019

Pay Off the 30-Year Mortgage Early or Invest?

Our first question of the month comes in from Patrick from California: Hey Andy, can I pick your brain real quick about paying off your mortgage? I just bought a house here in San Diego…

October 7, 2019

How I Paid For My $40,000 Wedding Without Debt – with Stefanie O’Connell Rodriguez

With many lending companies offering convenient (yet high interest) wedding loans these days, it can be tempting to borrow money to have your ideal wedding day. After all, the average cost for a wedding is…

September 30, 2019

How We Got Motivated to Pay Off $40,000 of Debt Fast – with Regan and Ryan Whitlock

There's a moment in people's lives when they decide it's time to become debt-free. For me and my wife, Nicole, it was when we learned we were going to be parents. For some, it's when…

September 23, 2019

How Paying Off Our Mortgage Got Us Closer to Financial Independence – with Julien and Kiersten Saunders

On our Mortgage Freedom Series today, we're going to interview a couple that paid off their mortgage in less than 3 years and is now one step closer to financial independence because of it. Julien…

September 17, 2019

5 Ways Parents Can Help Their Kids Graduate College Without Student Loans

The future cost of college is no joke. According to Vanguard, the average rate of inflation for college costs has been about 5% in recent years.  As an example, my alma mater, Michigan State University…

September 16, 2019

Creating a Flexible Work Schedule to Live Your Best Life Today – with Angela Rozmyn

Saving for our future financial independence important. Embracing the present moment is important as well. So how do we find a balance that helps us achieve both goals? I’ve invited Angela Rozmyn on the show…

September 9, 2019

How Embracing Minimalism Makes Parenthood Easier – with Nicole Hill

This is one of my favorite times of the year. Every 50 episodes, I have the extreme pleasure of interviewing the most important people in my world … my family. With it being episode 150…

September 2, 2019

Having “The Money Talk” with your Parents as they Get Older – with Cameron Huddleston

As our parents get older, their money problems can sometimes become our problems if we don't plan ahead. And if we're raising our children at the same time, there's a reason they're calling us the…

August 26, 2019

How House Hacking Helped Me Pay Off My Mortgage Early – with Steven Donovan

On our Mortgage Freedom series today we're going to introduce someone who paid off their mortgage through house hacking. What is house hacking you might ask? Well, we're going to learn more about that today….

August 20, 2019

How to Throw a Budget Party with Your Spouse

My wife and I have had some incredible financial wins during our marriage. We eliminated $48,032 of debt, paid off our $195,000 mortgage and increased our net worth by $800,000 all in the last 9…

August 19, 2019

How We Eliminated $27,000 of Newlywed Credit Card Debt – with Chris Browning

According to Bankrate, 29% of Americans have more credit card debt than they have in an emergency fund. That is some scary, scary stuff. Today, I have a guest that accumulated quite a bit of…

August 12, 2019

Why You Need a Trust to Protect Your Family – with Cody Barbo and Patricks Hicks from Trust & Will

As a parent, I've always heard that it's important to have your estate in order. You know … your trust and your will. But since I've never felt like I own an “estate”, I haven't…

August 7, 2019

How Couples Can Stay Motivated When Paying Off $100,000 of Debt

Our first question of the month comes in from Daniel from Texas who wrote to me on my Facebook Page: Andy,  My wife and I have been married for 3 years. We are currently trying…

August 5, 2019

How I Helped My Daughter Secure Her Financial Independence with a Roth IRA – with Doug Nordman

Setting up a Roth IRA for your child can be an excellent way to support their future financial freedom. By demonstrating the importance the investing to your kids at a young age, you're helping them…

July 30, 2019

How a Roth IRA Can Make Your Kid a Millionaire – with Logan Allec

Compound interest is amazing. When our money starts making money over and over again, that's when our retirement portfolios can grow rapidly. A funded Roth IRA will have a 6-figure sum in what seems like…

July 29, 2019

Finding the Right Savings Rate for Your Family's Financial Independence – with Scott Rieckens

When we're pursuing financial independence, we need to discover the right savings rate for our family. This is something that Nicole and I have had a lot of conversations about. How much is too much…

July 22, 2019

How Not Buying a House Helped Us Become 30-Year Old Retired Millionaires – with Kristy Shen and Bryce Leung

The FIRE movement is getting a lot of buzz lately, especially with millennials. Our guests today, Kristy Shen and Bryce Leung are leaders in the millennial revolution for FIRE. Kristy and Bryce are Canada's youngest…

July 16, 2019

How We Decreased our Spending by $20,000 (While Increasing Our Fun by $10,000)

In order to achieve financial independence, you need to first understand what your annual expenses are. That’s how much money you need to live comfortably every year. Your annual expenses can include things like housing,…

July 15, 2019

How to Find a Career You Love – with Ken Coleman

A recent Gallup poll suggests that 70% of American workers are not engaged in their jobs. They don't like what they do, or changes within the organization have made it difficult to enjoy their days….

July 8, 2019

Eliminating Child Sexual Abuse (CSAM) From the Internet – with Sarah Potts from Thorn

For our “Be the Change” segment this month, we are featuring Thorn – an organization that is dedicated to eliminating child sex abuse from the internet. I've invited the Lead of Marketing and Partnerships, Sarah…

July 2, 2019

14 Pros and Cons of Real Estate Investing

Lately, I’ve been sharing our family’s interest in buying our first rental property. I’ve written articles, done at least a dozen podcast interviews on the subject and I’ve even looked at some houses with my…

July 1, 2019

How to Invest in your 401k Easily – with Chris Costello from blooom

When I got my first 401k at work, it quickly realized that I had no idea what I was doing. There were more than a dozen fund options to choose from and I didn't know…

June 26, 2019

How to Reach Your First $100,000 (in Salary, Business and Net Worth) – with Tori Dunlap

Do you want to reach $100,000? This could be in your salary, your small business revenue, and even your net worth. To help us achieve these big milestones in our lives, I’ve invited Tori Dunlap…

June 24, 2019

Why We're Quitting Our Jobs and Moving to Hawaii (And Why You Shouldn't) – with Erica Gellerman

There’s a movement taking place amongst our generation. A movement that says, “Don’t work at a job you hate just because it pays well.”. Today, I interview someone who, after 14-years of working the corporate…

June 18, 2019

Creating a 5-Hour School Week Through Real Estate Investing – with Kaleena and Aaron Amuchastegui

Homeschooling is the practice of educating kids at home or out in the world instead of traditional schooling. While the concept might be different or even radical for some, it’s on the rise. Since 2012,…

June 10, 2019

My Spouse Doesn't Want to Talk About Money. What Do I Do?

And for our second question of the month comes in from Christine … Hey Andy, I’m looking for some advice. My husband and I have been together for 5 years now and money has always…

June 4, 2019

How Grandparents Can Help With the Cost of College

Meg from Missouri wrote in about 529 plans and her generous in-laws: I recently discovered your podcast and am really enjoying it.  I have a 529 question that I am having trouble finding the answer…

June 3, 2019

When Couples Have Different Views on Money in Marriage – with Dr. Laura Dabney

Married couples can sometimes have different views on money. Those opposing opinions can cause fights, arguments and in some cases, divorce. My guest today has had a lot of experience helping couples to deal with…

May 27, 2019

How to Pay Off Your Mortgage Early on Less Than $50,000 Per Year – with Jessi Fearon

On our Mortgage Freedom series today, we're going to interview someone who eliminated their mortgage on a single middle-class income in less than 8 years. Jessi Fearon is a wife, mother to three little ones…

May 21, 2019

5 Smart Ways to Save Money When Buying a New Home

If you're looking for a house right now, this very well could be one of the most difficult times to buy real estate. The amount of available homes is super low and prices have skyrocketed….

May 20, 2019

Conquering Fear and Depression to Become a 7-Figure Business Owner – with Ruth Soukup

Fear can hold us back from stepping out, leaning in or stepping up to the challenges that inspire us and ultimately becoming the person we’re meant to be. How can we overcome our fears and…

May 13, 2019

The Benefits of Keeping Separate Accounts in Marriage – with Aditi Shekar from Zeta

When we get married, we have an important decision to make. Do you merge your money or keep it separate? Well, what if there was an option in the middle? I’ve invited the Founder and…

May 8, 2019

Why Our Family Got Umbrella Insurance and How Much It Costs

Katherine from Buffalo, NY reached out regarding Umbrella Insurance … Hi Andy: I am a new listener and I love your podcast. The way you breakdown topics and explain them very easy to understand and…

May 7, 2019

16 Money Questions to Ask Your Partner Before You Get Married

So, you've found the one! Congratulations. What a feeling! Being married to the love of your life is absolutely incredible. I'm speaking from experience here … meeting and marrying my wife substantially increased the awesomeness…

May 6, 2019

Why BRRRR is the Hottest Real Estate Investment Strategy – with David Greene

As Nicole and I save up for our first rental property, I’m trying to look at all angles before we proceed. We’ve talked about taking out a mortgage again. We’ve talked about saving up to…

April 29, 2019

Simple Millionaire Investing Strategies with the 401k, IRA and 529 – with Andy Wang

We all know it’s important to invest for the future. But with endless investing options like the 401k, the IRA, the 529, the 457, the 403b, it's no wonder we're confused on where to start….

April 22, 2019

What Financial Independence Means for a Young Father – with Jim White

For our Family FI segment this month, we’re talking about achieving financial independence with kids. A lot of people out there think that you have to choose one or the other. “You can’t have financial…

April 16, 2019

How a Bad Day at Work Inspired Our Family's Financial Independence Plan

In mid-2016, I had a pretty rough day at work. My new manager called me into his office to inform me that there would be some changes with my position. A position that I had…

April 15, 2019

Side Hustles and The Life-Defining Lessons We Learn From Them – with Nick Loper

The term side hustle has gained a lot of attention lately. This is something outside of your full-time job that gives you more income and potentially more happiness. To inspire us to think outside of…

April 8, 2019

The Triple Tax Advantage of the HSA – with Shobin Uralil from Lively

For our FinTech Spotlight segment this month, we are featuring Lively, a modern health savings accounts platform designed to help you save for healthcare expenses. I've invited the Co-Founder and COO of Lively, Shobin Uralil,…

April 3, 2019

Why I'm Buying My First Rental Property in Cash

After paying off our mortgage in 2017, we have a lot more cash available to us as a family. We've used that extra dough to save up for our first rental property and we're pumped…

April 2, 2019

14 Money Goals to Accomplish Before You Turn 40

Our question of the month comes in from Anonymous from Cleveland: Hi Andy, I just finished reading an article of yours about paying off your mortgage early. Congratulations on that. I have a 30-year mortgage…

April 1, 2019

How Real Estate Helped This Multimillionaire Dad Build Wealth – with Doc G

Investing in real estate can feel intimidating when you're just getting started. You hear stories of people who've amassed their wealth by investing in dozens or hundreds of rental properties. The prospect of owning so…

March 25, 2019

Why Young Parents Should Pay Off Their Mortgage Early – with Colin Murphy

How would you like to own your home outright? What would it feel like to never make a mortgage payment ever again? For our Mortgage Freedom series, we're interviewing Colin Murphy who eliminated his mortgage…

March 19, 2019

7 Compelling Reasons to Become Debt Free

For the young couples and parents that are reading this, I think it’s safe to say that a whole bunch of you are looking for a little more freedom and fun in your lives. And…

March 18, 2019

How “No Spend Challenges” Helped One Woman Eliminate $78,000 of Debt – with Jen Smith

With nearly 80% of Americans living paycheck to paycheck, most of us could use some help with saving a bit more. Our guest today, Jen Smith, is going to show us how. Jen and her…

March 11, 2019

Improving the Lives of Kids in Foster Care – with Together We Rise

For our “Big Give” segment this month, we are featuring Together We Rise, a nonprofit organization dedicated to transforming the way youth navigate through the foster care system in America. I've invited the Donor Relations…

March 6, 2019

Why It's Okay to Have a Credit Card When You're Debt Free

Our second question of the month comes in from Amanda from Cleveland! Hi! I had a question about credit cards and travel rewards. My husband and I have no credit cards and we've paid off…

March 5, 2019

15 Ways to Save More Money When You're Living Paycheck to Paycheck

Our question of the month comes in from Anonymous … we’ll just call her Jane Dough: Andy! Help! We make $120,000 per year, but we spend nearly all of it. We want to get rid…

March 4, 2019

Transforming Education to Give Our Kids a Better Future – with Emma Perez

Our kid's education is important. The time they spend in school can help them determine their plans for college and their future careers. But is our kid’s school situation the best it can be? Are…

February 25, 2019

How Refinancing and Loan Forgiveness Can Help Your Big Student Debt Problem – with Travis Hornsby

With our country currently drowning in $1.5 Trillion of student debt, it’s fair to say we have a big problem on our hands. This problem is hitting home as well. Couples are delaying marriage, delaying…

February 18, 2019

Over $100,000 of Debt Destroyed on a Teacher's Salary – with Allison Baggerly

For some people, their pile of debt can feel so huge that paying it off just feels like fiction. It feels impossible. It feels overwhelming. Well today, I’ve invited someone on the show who felt…

February 11, 2019

Should I Stop Investing For Retirement When Paying Off Debt?

Our second question of the month comes in from a new listener named Erik! Hey Andy, Erik here. I'm a new listener on the Marriage, Kids and Money Podcast. I appreciate all you're doing to…

February 5, 2019

With a New Baby, How Do We Prepare Financially?

Our question of the month comes in from Stephen: Hey Andy! My wife and I are expecting our first child this year, so it will be a true test on how we work around the…

February 4, 2019

Want Financial Independence? It's Time to Make More Money – with Grant Sabatier

Financial Independence is when you have enough money to live without the need for full time employment … Sounds pretty incredible, right? This may seem like something that’s meant for our golden retirement years, but…

January 28, 2019

How Busy Moms Can Create a Successful Part-Time Business (Without Sacrificing Family Time) – with Crystalee Beck

On today's podcast, we're talking about building successful six-figure businesses. This one is for all you busy Moms out there looking to have a business you can call your own. But as young parents, how…

January 21, 2019

Become an Everyday Millionaire for your Family – with Chris Hogan

After interviewing dozens of 30-something millionaires and accomplished multi-millionaires, it is fair to say I’m a little bit interested in the inner workings of a millionaire. Well today, I have a very special guest who’s…

January 14, 2019

10 Steps to Young Family Wealth and Happiness

Over the past two years when I run into someone and tell them about my podcast, one major question that continues to come up is  “What have been your biggest takeaways?” It’s a great question….

January 7, 2019

Why Parents Shouldn't Tie Allowance to Chores – with John Lanza

It's important to concentrate on our own financial situations, but as parents, we can't forget to teach our kids the principles of financial literacy as well. These lessons can be taught by instituting an allowance…

December 31, 2018

Why I Give 10% of My Income to Charity – with Allison Kade

Lately, I've been thinking of a lot about my goals. I've decided that the goal of becoming a young millionaire pales in comparison to becoming a generous giver. Since I'm neither of those things right…

December 24, 2018