Without the right discipline, credit cards can cripple our ability to build our cash savings, our retirement savings and our overall wealth. It's so easy to swipe that little piece of plastic without even thinking twice about how much money we actually have in our checking account.

My guest today, Whitney Hansen, has developed a business that helps people battle the temptations of the all-powerful credit card. After becoming completely debt free early in her life, she now supports others in doing the same.  For most people, that journey to debt freedom starts with their relationship with credit.

What are we covering today?

Whitney and I discuss:

• The strategies she used to pay off $30,000 of debt in 10 months
• How we can all be credit card free and still live happy lives
• Why you don't need to rely on constant credit card use to build your credit

This self-described “money nerd” has personally coached over 400 people to rid themselves of debt and learn to control their money. Let's get inspired by Whitney today and take our wealth to the next level.

 About Our Guest:  Whitney Hansen

Whitney Hansen is a personal finance coach and host of The Money Nerds Podcast. She teaches overwhelmed millennials how to pay off debt and be financially independent. She gives them the tools to have more fun with money while sprinkling in a little silliness. Some of her accomplishments are paying off $30,000 in 10 months, buying her first home at 19, and paying $472 for her master's degree.

Carpe Diem Quote

“Never spend your money before you’ve earned it.”

– Thomas Jefferson

What is your relationship with credit cards? What do you think of the advice from Whitney Hansen?

Please me know in the comments section below!