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March 19, 2018

Building a Million Dollar Blog in Your 20’s – with Michelle Schroeder-Gardner


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In 2011, Michelle Schroeder-Gardner started a blog called Making Sense of Cents as a fun hobby. After finding some early financial success with sponsored posts and affiliate marketing, she decided her little blog could actually become a viable business. 

Fast forward to today, Michelle now makes over $1.5 million per year from her blog and continues to see massive success with her overall online-based business. Not only has she gone from $0 to $1.5 million incredibly fast, but she's done it all in her 20's.

What are we covering today?

Michelle and I discuss:

  • How she got her start blogging
  • The ways she's specifically making money
  • Advice for others who are looking to have a fraction of her success

Even if you’re not into blogging, Michelle’s straightforward advice on building a business and creating time freedom is extremely motivating. You’re not going to want to miss this one.


How to build a million dollar blog in your 20's - with Michelle Schroeder-Gardner

About Our Guest:  Michelle Schroeder-Gardner

Michelle Schroeder-Gardner

Michelle Schroeder-Gardner is the founder and creator of Making Sense of Cents. On her blog, she helps readers earn more, save more, and live more, and also documents her monthly income of over $100,000.

Her writing and advice have been featured on sites such as Huffington Post, Forbes, Yahoo, Cosmopolitan Magazine, Zillow, US News, NASDAQ, MSN, and more.

When she's not blogging, you'll find her exploring in her RV with her husband and her two dogs. They sold their house in 2015 and have been traveling full-time since.

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Show Resources


Student Loan Hero

FEATURED ARTICLE6 Best Banks to Refinance and Consolidate Student Loans in 2018

TOOLS:  Student Loan Calculators


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Michelle Schroeder-gardner’S RESOURCES

Michelle's Affiliate Marketing CourseMaking Sense of Affiliate Marketing

Recommended CourseFacebook Strategy eBook

Recommended CoursePinterest Strategy Guide

Recommended CourseElite Blog Academy


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Andy Hill

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping families build wealth and happiness. With millions of podcast downloads and video views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and relaxing on his hammock.


  • Blogging can truly be a very powerful way of getting a message accross and attracting an audience that may end up buying from you. I remember that the first time I got approximately 100 visitors in a dayw ith free traffic was through blogging.
    Blogging and affiliate marketing seem to be combined well. But, recently getting videos to millions of views with facebook has also been a nice experience to me. I was thinking about working on a blog recently. The results you have mentioned can be motivating.

    • Completely agree – driving traffic for your business through a blog is an excellent idea. It not only provides your readers a sense of your experience and opinions, it’s also a great way to keep your site fresh with new content.

  • Michelle’s story is really inspiring, and I do remember following her for a bit in 2014. It’s crazy to see how far she’s come in the blogosphere. Who knew there was so much money in blogging.

    • Her results are amazing. She truly put in some major work to get where she is today and now she’s an affiliate marketing leader.

  • Maybe I had it wrong but if memory served, a lions share of Michelle’s income came from referral fees for web hosting. I still never figured out how that came to be. I know then she started selling courses which I thought was interesting because a few big areas seemed to be areas that didn’t seem repeatable on a broad scale. I’m curious how many were to truly repeat or even come close to Michelle’s success.

    • I do recall her making a good chunk of money partnering with Bluehost or Siteground (not positive which one). What I appreciate about Michelle’s work is her transparency. She openly shares her income reports and strategies for success. As a student of her affiliate marketing course, I’ve learned a ton about blogging, income strategies and social media strategies.

      As far as others who’ve been successful to her scale, names like Ruth Soukop, Rosemarie Groner and Pat Flynn come to mind.


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Marriage Kids and Money Podcast

About Marriage Kids & Money

The Marriage Kids and Money Podcast is dedicated to helping young families build wealth and happiness.

With over 400 episodes and counting, we share interviews with wealthy families, award-winning authors, and personal finance experts to help you find your version of family financial independence.

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