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October 15, 2018

Don’t Time the Market – with Rocky Lalvani


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It is so important to evolve and to keep up with the ever-changing world. Because when we’re complacent and stuck in our ways, opportunities, excitement and potential wealth can pass us by.

I’ve invited someone on the show today who lives by this credo and his name is Rocky Lalvani.

Rocky is a life and money coach who has built a multi-million dollar fortune, not from his coaching biz, but from living a life focused on flexibility, frugality, and family.

Woman biting pencil as she looks at her computer

What are we covering?

Rocky and I chat about:

  • How he became a multi-millionaire from real estate and stock market investing
  •  Why he thinks time in the market beats timing the market
  • How automated savings skyrocketed his net worth

Rocky has been through two stock market crashes and one of the largest real estate crashes in history. His perspective on staying firm and planning for the long term is something we all need right now!



Marriage, Kids and Money, Andy Hill


About Our Guest:  Rocky Lalvani

Rocky Lalvani

Rocky Lalvani is the millionaire next door. He started out with basically nothing as his parents immigrated to the United States when he was 2 years old. His parents were in their early 40's and it was their second big move in life and they were starting over again to create the American dream.

In spite of a lot of struggles and his mom passing away when he was 7, Rocky has been able to achieve financial success and the American Dream (although it was the wrong dream). He wants to share all that he has learned along the way so others can achieve success much faster and on their terms.

He has achieved financial success by automating his savings, spending less than he earned, negotiating everything and reducing risk. However, he’s found there is a lot more to life than just money. His journey has changed to enjoying abundance and life beyond money. His focus is on helping people to know their purpose and then bring balance to their health, wealth, time, relationships, spirituality and overcome the voices in their heads that prevent them from success.

Money Master of the Week

My daughter Zoey Hill had a huge money win the other day and I want to celebrate her.

A couple weeks ago, Zoey came home with an $18 library fine. She was very sad about it.

Evidently, the fine was for a book that she borrowed the week prior. The problem was that she distinctly remembered returning that book.

After chatting with me and Nicole, Zoey realized that she was not in trouble and we believed her. She started to smile knowing that her parents supported her.

The following day, Zoey and Nicole went to the library and told the librarian that Zoey, in fact, did return that book. Zoey offered to help the librarian look for it on the shelves. The librarian agreed and together … they found the book.

I was very proud of my girl for not taking the “fine” at face value. She stood up for herself (politely) and she saved herself $18.

My Zoey is our Money Master of the Week!

If you have a financial victory you want to share on this show, please leave me a voicemail (or an email) and include the following:

  • First name
  • Location
  • Your recent big win
  • How you did it
  • Your financial plans for the future

Your story will inspire others to save more, make more and plan for their family’s future.

Show Resources


Credit Sesame, Monitor Credit, Credit Score

GET YOUR FREE CREDIT SCORE TODAY – Free score, credit monitoring and $50,000 in identity theft insurance … and you support this show too!


30-Day FREE Trial – Control your money and support this show.

Rocky lalvani’S RESOURCES

Website &

Recommended BookI Will Teach You to Be Rich by Ramit Sethi


Personal Finance Coach, Personal Finance Influencer, Personal Finance Speaker
MKM Coaching with Andy Hill:  Request a free 30-minute consultation call with me so we can partner together on your path to financial freedom.
Thriving Families Facebook Group:  Join our new FREE Facebook Community!

Young Family Wealth Playbook (FREE):  7-Steps to Solidifying Your Family’s Future Wealth

Young Family Wealth Playbook

Support this Show

If you enjoyed this podcast episode, here are some excellent ways to support the show:

I truly appreciate the support everyone!


I’d love to hear from you!

If you’d like your question featured on the show, reach out and let me know. It would be my honor to support you in your journey toward financial freedom.

Leave me a voicemail or connect with me on TwitterFacebook or shoot me an email.

Carpe Diem Quote

“Stay committed to your decisions, but stay flexible in your approach.”
– Tony Robbins

What is your experience with investing through crashes?

Please let us know in the comments below!

Andy Hill

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping families build wealth and happiness. With millions of podcast downloads and video views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and relaxing on his hammock.

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Marriage Kids and Money Podcast

About Marriage Kids & Money

The Marriage Kids and Money Podcast is dedicated to helping young families build wealth and happiness.

With over 400 episodes and counting, we share interviews with wealthy families, award-winning authors, and personal finance experts to help you find your version of family financial independence.

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