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January 4, 2021

My Husband Wants Separate Bank Accounts (But I Don’t). What Do I Do? [w/ Rachel Cruze]

Rachel Cruze - My Husband Wants Separate Accounts

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Rachel Cruze joins me to answer a question from anonymous: “My husband wants separate bank accounts and I don't. What should I do?”

We discuss the options available to our anonymous friend including the importance of clear communication and even asking for support from a marriage counselor. With money fights being a top reason for marital fights and divorce, this is an important issue to tackle for couples.

In our podcast interview, Rachel and I also discuss her thoughts on the Enneagram Test, how she differs in opinions from her Dad (Dave Ramsey) and what she thinks of the FIRE Community. 

What are we covering?

Rachel and I review the following:

  • The disadvantages of having separate bank accounts in marriage
  • How marriage counseling can enhance your relationship and your overall communication
  • Why our childhood affects our relationship with money

When it comes to marriage and money, getting on the same page matters. Check out this conversation and see how it can help you to create happy, healthy and wealthy relationship goals.


Guest Bio – Rachel Cruze

Rachel Cruze is a two-time #1 national best-selling author, financial expert and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget and how to win with money at any stage in life. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey.

Her latest book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It will release in January 2021.

Rachel Cruze Resources

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I will love the light for it shows me the way, yet I will endure the darkness for it shows me the stars.”

 Og Mandino

What would you do if your husband wanted separate bank accounts and you didn't? Do you agree with Rachel Cruze?

Please let us know in the comments below.

rachel cruze

Andy Hill

Andy Hill is the award-winning writer, speaker and podcaster behind Marriage, Kids and Money - a platform dedicated to helping young families build wealth and thrive. Andy's advice and personal finance experience has been featured in major media outlets like Business Insider, MarketWatch, Kiplinger’s Personal Finance and NBC News. Trusted as a personal finance influencer and corporate financial wellness speaker by global brands like JLL, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys wrestling with his two kids, singing karaoke with his wife and watching Marvel movies.

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Marriage Kids and Money Podcast
About MK&M

Every Monday, The Marriage, Kids and Money Podcast provides you with actionable advice to help you win with money.

We’ve interviewed over 200 millionaire entrepreneurs, award-winning authors and personal finance experts all with the goal of saving you money, making you money and protecting your family’s future.

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