Dreaming of traveling to a bucket list destination but can’t seem to figure out how to make it work? Wouldn't it be amazing to travel the world for cheap or or even free?
Lee Huffman has some advice for us that will help us save more and have more fun too. With banks offering a million options for credit cards, it’s hard to know where to begin. Not to mention things like rewards, mileage, and cashback are terms that can seem daunting to a credit card beginner.
Lee walks us through his own experience on how to choose your first card, which programs to sign up for that get you maximizing every dollar you spend while still having fun. It doesn’t take a lot to get started and armed with Lee’s tips and tricks, you can soon be on your way to your dream destination without having to break the bank!
Where do you begin with looking for which credit cards to apply for?
Start slow, you don’t have to get all the cards at once. Do your research with your end goal in mind, check out cards that have rewards programs for the airlines in your city, have hotels in your goal destinations, or the stores you shop frequently at.
What’s a good beginner card?
Flexible currency cards are a good place to start as you can use them to redeem points, earn miles, or turn the points into cash using the cashback system. You can also get one without an annual fee and good cashback on everyday purchases like the Capital One Quicksilver.
How about payments? How do you make sure that you won’t incur any late fees?
Sign up for the automatic minimum payment for your credit card so you won’t get charged for the late fee. It comes in handy especially if you’re the type to forget when the bills are coming in. At least with the minimum payment automated, you won’t have to constantly worry about it.
Guest Bio – Lee Huffman
Lee Huffman is a blogger, podcast host, and avid traveler. His website, Bald Thoughts, teaches his readers how to ‘Travel More. Spend Less. Live Better.' using miles, points, tips, and tricks. Lee also hosts the podcast, We Travel There, where he talks to locals around the world to know more about the best places to eat, shop, and see. He’s also written articles about personal finance, credit cards, and travel rewards for outlets such as Forbes, Investopedia, NerdWallet, and FinanceBuzz.
Lee enjoys traveling with his wife, Anna, and their kids, Timothy and Scarlett.
Lee Huffman Resources
- Podcast: We Travel There
- Website: BaldThoughts.com
- Social: Twitter
- Cash Back Monitor
- Capital One Spark Business (Business)
- Capital One Quicksilver (Personal – Cash Back)
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Carpe Diem Quote
“A vacation helps to relieve stress and boredom, gives us a change of scenery, provides us with adventure, and helps to bring us closer to the people in our lives.”― E. S. Woods
Wouldn't it be fun to travel the world for cheap? Where would you go first?
Please let us know in the comments below.