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January 31, 2022

Why I Retired at 38 (During the Peak of my Earning Years)

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The number of workers who left their jobs last year broke records. By some estimates, nearly 40 million people quit their jobs in the US

Today, we're speaking with someone who recently left their high-paying career and is now easing into early retirement. 

Kristen is a former CPA, who retired early last year to spend more time with her family and pursue personal passions after 15+ years working long hours in a stressful career. 

She shares how she was able to financially prepare for this change and what life looks like now in her early retirement. 

Episode Overview

Kristen and I review the following:

  • Why she decided to retire early
  • The strategies she is using to still live a comfortable life
  • How life is different for her in early retirement

Kristen's family financial independence experience is very helpful for those considering leaving their career early. Listen to her story and see what takeaways you have that could help you.


Guest Bio – Kristen from Rich Frugal Life

I'm a 39-year-old, former CPA, who retired early last year to spend more time with my family and pursue personal passions after 15+ years working long hours in a stressful career. I married my best friend 6 years ago and we have one young child. I write about our family's journey to financial independence and early retirement (FI/RE) on my blog,

Kristen's Resources

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Carpe Diem Quote

You can learn new things at any time in your life if you’re willing to be a beginner. If you actually learn to like being a beginner, the whole world opens up to you.

 Barbara Sher

What would life look like for you if you were able to retire early?  What do you think of the advice from Kristen from Rich Frugal Life?

Please let me know in the comments below.

Andy Hill

Andy Hill is the award-winning writer, speaker and podcaster behind Marriage, Kids and Money - a platform dedicated to helping young families build wealth and thrive. Andy's advice and personal finance experience has been featured in major media outlets like Business Insider, MarketWatch, Kiplinger’s Personal Finance and NBC News. Trusted as a personal finance influencer and corporate financial wellness speaker by global brands like JLL, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys wrestling with his two kids, singing karaoke with his wife and watching Marvel movies.

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Marriage Kids and Money Podcast

About Marriage Kids & Money

Every Monday, The Marriage Kids and Money Podcast provides you with actionable advice to help you win with money.

We’ve interviewed over 300 millionaire entrepreneurs, award-winning authors and personal finance experts all with the goal of saving you money, making you money and protecting your family’s future.

Fridays, you'll hear me and my wife Nicole discuss life, money and relationships on our show "Bread & Wine".

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