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July 6, 2020

How to Retire by 40 – with Steve Adcock

Steve and Courtney Adcock

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Wouldn't it be amazing to be able to retire at 40 years old? David, a listener of this podcast, thinks so!

Here's his question:

“My wife and I are turning 30 next year and we love the idea of retiring by 40. We’re debt-free, we make $120,000 combined and we live on $50,000 a year. So we are making a lot of money and saving a lot. What steps can we take to retire by 40?”

I’ve been interviewing a lot of financially independent folks over the past 4 years and I’ve learned a lot, but I thought it would be fun to bring in a guest who knows all about early retirement.

To help me answer David’s question, I invited online entrepreneur, writer and early retiree Steve Adcock. Steve’s writings on financial independence and happiness have been featured on major media sites like CBS MarketWatch, Forbes, Business Insider, CNBC, and Vice.

What are we covering?

Steve and I discuss the following:

  • What FIRE (Financial Independence / Retire Early) is all about
  • Different investing strategies to achieve financial independence
  • How side hustles can fit into your early retirement strategy

For those of you who have been long time listeners, you may remember that we interviewed Steve back in 2017 about how he retired at 35 years old. Check out that episode and enjoy this one too!



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Steve adcock RESOURCES



Belief in oneself and knowing who you are … that's the foundation for everything great.


What do you think about retiring by 40?

Please let us know in the comments below.

Andy Hill

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping families build wealth and happiness. With millions of podcast downloads and video views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and relaxing on his hammock.

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The Marriage Kids and Money Podcast is dedicated to helping young families build wealth and happiness.

With over 400 episodes and counting, we share interviews with wealthy families, award-winning authors, and personal finance experts to help you find your version of family financial independence.

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