90 Financial Freedom Quotes to Inspire Your Wealth and Happiness

September 21, 2023

Build Family Wealth and Happiness.

Fill out this form to receive our free 39-page Family Wealth and Happiness guidebook. You'll also receive periodic updates from me to help you take your family to the next level.

Disclaimer: This post may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the author's alone, and this content has not been provided by, reviewed, approved or endorsed by any advertiser. Information shared on this site is for entertainment purposes only and should not be considered as professional advice.

What would you do if you could be financially free? These quotes about financial freedom might be just what you need to get there!

More than half of all Americans who make goals each year tie them to finances. Why do we get so stuck then? It’s complicated.

Most of the time, achieving financial freedom (and any other goal) is all about mindset and getting in the right mental space to achieve your goal. When you can focus on that one achievement, there’s no telling what you can accomplish next.

If you’re looking for some inspiration, I’ve compiled a list of some of the best financial freedom quotes. These are some of the main categories I’ll touch on:

  • Financial freedom
  • Financial literacy
  • Success
  • Financial habits
  • Abundance
  • Independence
  • Education
  • Happiness

Take these quotes and read them daily to help you gain clarity about what it is that you want in life. How will you achieve your own financial freedom?

Quotes About Financial Freedom

  1. “Financial freedom is freedom from fear.” —Robert Kiyosaki
  2. “The best thing that money can buy is financial freedom.” —Rob Berger
  3. “Like all learning, financial education is a process that should begin at an early age and continue throughout life. This cumulative process builds the skills necessary for making critical financial decisions that affect one’s ability to attain the assets, such as education, property, and savings, that improve economic well-being.” —Alan Greenspan
  4. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” — Dave Ramsey
  5. “Financial health is a privilege that should be afforded to everyone—and it starts with being willing to have the conversation while also recognizing our own background and bias.” —Erin Lowry
  6. “Financial literacy is an important part of avoiding financial mistakes and planning for a strong, secure financial future.” —Tim Pawlenty
  7. “The ultimate goal of financial psychology is to help us improve our financial wealth by improving our psychology.” —Dr. Brad Klontz
  8. “Success is its own reward, but failure is a great teacher too, and not to be feared.” —Sonia Sotomayor
  9. “Some people want it to happen, some wish it would happen and others make it happen.” —Michael Jordan
  10. “Your future does not equal your past. Tomorrow is full of possibility you can access right now.” —Michael Hyatt

Encouraging Quotes About Financial Literacy

  1. “Opportunity is missed by most people because it is dressed in overalls and looks like work.“ —Thomas Edison
  2. “Someone’s sitting in the shade today because someone planted a tree a long time ago.” —Warren Buffett
  3. “The number one problem in today’s generation and economy is the lack of financial literacy.” —Alan Greenspan
  4. “Show your kids that needs and wants are two different things. The best way to teach our kids to be smart consumers – and savvy savers – is to model good behavior for them.” —Jean Chatzky
  5. “Control your own destiny or someone else will.“ —Jack Welch
  6. “Financial literacy is just as important in life as the other basics.” —John W. Rogers Jr.
  7. “Without capitalism and a banker teaching me financial literacy at 9 years old, I wouldn’t be who I am.” —John Hope
  8. “I don’t think it is an exaggeration to say that financial literacy, economic empowerment, and wealth building is going to be the last leg of the civil rights movement. Because one step towards financial literacy takes you two steps towards personal empowerment.” —Russell Simmons
  9. “Quantity and persistence will get you the outcomes you need.” —James Altucher
  10. “Spending money to show people how much money you have is the fastest way to have less money.” —Morgan Housel
  11. “Financial literacy is not an end in itself, but a step-by-step process. It begins in childhood and continues throughout a person’s life all the way to retirement. Instilling the financial-literacy message in children is especially important because they will carry it for the rest of their lives.” —George Karl

More Quotes About Financial Freedom

  1. “Act the way you’d like to be and soon you’ll be the way you act.” —Leonard Cohen
  2. “It is our choices, that show what we truly are, far more than our abilities.” ― J. K Rowling
  3. “Working because you want to and not because you have to is financial freedom.” —Tony Robbins
  4. “Getting money will depend 80% on your behavior and 20% on knowledge. Therefore, it’s more about what you do rather than what you know.” —Dave Ramsey
  5. “The money we have is that of freedom; the one we are chasing is that of servitude.” ―Jean-Jacques Rousseau
  6. “Clothing gives authority to a man, money gives audacity.” ―Chinese proverb
  7. “Financial independence is paramount. My mom always says that when a woman is financially independent, she has the ability to live life on her own terms. That was the best advice I ever got. No matter where you go in life, or who you get married to, you have to be financially independent. You don’t know which curve balls life will throw at you. Hence, you need to have the ability to take care of yourself and people whom you love.” ―Priyanka Chopra
  8. “Success isn’t about how much money you make; it’s about the difference you make in people’s lives.” ― Michelle Obama
  9. “Don’t save what money is left after spending. Rather, only spend the money that remains after saving funds.” —Warren

Financial Success Quotes

  1. “No man is rich enough to buy back his past.” —Oscar Wilde
  2. “Your economic security does not lie in your job; it lies in your own power to produce—to think, to learn, to create, to adapt. That’s true financial independence. It’s not having wealth, it’s having the power to produce wealth.” —Stephen Covey
  3. “An investment in knowledge pays the best interest.” —Benjamin Franklin
  4. “The most important quality for an investor is temperament, not intellect.” —Warren Buffett
  5. “Money is only a tool. It will take you wherever you wish, but make sure it does not replace you as the driver.” ―Any Rand
  6. “It’s not the employer who pays the wages. Employers only handle the money. It’s the customer who pays the wages.” ―Henry Ford
  7. “Real wealth is not about money. Real wealth is: not having to go to meetings, not having to spend time with jerks, not being locked into status games, not feeling like you have to say ‘yes,’ not worrying about others claiming your time and energy. Real wealth is about freedom.” ―James Clear
  8. “Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment, it ensures the possibility of satisfying a new desire when it arises.” —Aristotle
  9. “Every great dream begins with a dreamer.” ―Harriet Tubman
  10. “One penny may seem to you a very insignificant thing, but it is the small seed from which fortune springs.” —Orison
    Swett Marden

Quotes About Financial Habits

  1. “Believe that you are worthy of financial freedom. Do something you love and then all you ever have to do is be yourself
    to succeed.” —Jen Sincero
  2. “When you understand that your self-worth is not determined by your net-worth, then you’ll have financial freedom.” — Suze Orman
  3. “The biggest risk of all is not taking one.“―Mellody Hobson
  4. “By definition, saving – for anything – requires us not to get things now so we can get bigger ones later on.“ —Jean Chatzky
  5. “If you think your best days are behind you, they are. If you think your best days are ahead of you, they are.”―Jon Gordon
  6. “Freedom is never free. It requires risk-taking.” ―Nassim Taleb
  7. “Most folks think they aren’t good at earning money when what they don’t know is how to use it.” ―Frank A. Clark
  8. “The way to stop financial joyriding is to arrest the chauffeur, not the automobile.” ―Woodrow Wilson
  9. “Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it.” ―Tim Ferriss
  10. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” ―T.T. Munger

Thoughtful Quotes About Abundance

  1. “Being rich is having money; being wealthy is having time.” ―Margaret Bonnano
  2. “Money won’t create success, the freedom to make it will.” ―Nelson Mandela
  3. “A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.” ―Suze Orman
  4. “I work hard. I make my own living and I love it. And I like having financial independence.” ―Salma Hayek
  5. “My feeling is that maintaining financial independence is also a healthy way to keep my feet on the ground.” ―Valerie Trierweiler
  6. “What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us.” ―Julia Cameron
  7. “I’m only rich because I know when I’m wrong…I basically have survived by recognizing my mistakes.” ―George Soros
  8. “A man is rich in proportion to the things he can afford to let alone.” ―Henry David Thoreau

Financial Independence Quotes

  1. “Financial independence is about having more choices.” ―Robert Kiyosaki
  2. “If you are not financially independent by the time you are forty or fifty, it doesn’t mean that you are living in the wrong country or at the wrong time. It simply means that you have the wrong plan.” ―Jim Rohn
  3. “The secret to creating lasting financial change is to decide to pay yourself first and then make it automatic.” ―David Bach
  4. “There is no dignity quite so impressive, and no one independence quite so important, as living within your means.” ―Calvin Coolidge
  5. “My definition of financial freedom is simple: it is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.” ―T. Harv Eker
  6. “To be wealthy you must develop a burning desire for wealth and financial independence.” ―Brian Tracy
  7. “A tragic irony of life is that we so often achieve success or financial independence after the chief reason for which we sought it has passed away.” ―Ellen Glasgow
  8. “If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.” ―Henry Ford

Quotes About Financial Education

  1. “I believe that through knowledge and discipline, financial peace is possible for all of us.” ―Dave Ramsey
  2. “If you don’t value your time, neither will others. Stop giving away your time and talents. Value what you know and start charging for it.” ―Kim Garst
  3. “Education, leading to financial independence, has surely made women more empowered.” ―Sudha Murty
  4. “By being educated about money you can make better decisions and ultimately have a more secure life.” ―Mellody Hobson
  5. “One child, one teacher, one book, one pen can change the world.”― Malala Yousafzai

Insightful Quotes About Finances and Happiness

  1. “All men’s instincts, all their impulses in life, are efforts to increase their freedom. Wealth and poverty, health and disease, culture and ignorance, labor and leisure, repletion and hunger, virtue and vice, are all terms for greater or less degree of freedom.” ―Leo Tolstoy
  2. “Our greatest happiness does not depend on the condition of life in which chance has placed us, but is always the result of a good conscience, good health, occupation, and freedom in all just pursuits.” ―Thomas Jefferson
  3. “More important than the how we achieve financial freedom, is the why. Find your reasons why you want to be free and wealthy.” —Robert Kiyosaki
  4. “Never confuse the size of your paycheck with the size of your talent.” ―Marlon Brando
  5. “I’m not motivated by money or power or fame. In the end, it doesn’t bring much happiness. The only thing that is driving me is self satisfaction, self-validation.” ―William Clay Ford, Jr.
  6. “Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.” ―Franklin D. Roosevelt
  7. “If you can stay happy and in control of your life, money will be easier to manage.” ―J.D. Roth
  8. “People say that money is not the key to happiness, but I always figured if you have enough money, you can have a key made.” ―Joan Rivers
  9. “Financial problems are not fixed with money, but with financial education.” —Anonymous
  10. “At base, financial literacy is inextricably connected to control over one’s future.” —Ann Cotton

More Inspiring Financial Quotes

  1. “The benefits of pursuing financial independence are many but being able to handle stressful, unexpected events with ease is one of the most valuable.” ―Mad Fientist
  2. “Money is everywhere, it affects all of us, and confuses most of us.” —Morgan Housel
  3. “We live in the richest country in world history. Our wealth is enormous and growing. Yet only 5 percent of us manage to become financially independent by age 65. Why is this? More often than not, the answer lies in what we choose to do with the money that comes into our lives.” —The Bogleheads’ Guide to Investing
  4. “I finally know what distinguishes man from other beasts: financial worries.” —Jules Renard
  5. “Many entrepreneurs struggle to understand payroll taxes, health care and other thorny issues… In other words, they don’t have the financial literacy to scale their businesses and attract investors.” —Daymond John
  6. “The ultimate purpose of money is so that you do not have to be in a specific place at a specific time doing anything you don’t want to.” —Naval Ravikant
  7. “Debt erases freedom more surely than anything else.” —Merryn Somerset Webb
  8. “You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.” ―Maya Angelou
  9. “A successful man is one who can lay a firm foundation with the bricks others have thrown at him.” ―David Brinkley

Final Thoughts on Financial Freedom Quotes

Financial freedom won’t solve every problem, but it can certainly teach you many things about life along the way. I hope you’ve found these financial freedom quotes encouraging and uplifting as you consider your own journey and how to achieve it. Financial freedom is just one topic among many that I discuss on the Marriage Kids and Money Podcast.

Subscribe and listen to hear my guests and I discuss finances as part of our own quests to achieve financial success. You never know when the next great financial freedom quotes are about to be shared!

Which of these financial freedom quotes are your favorite? How else do you keep yourself motivated?

Please let us know in the comments below.

Andy Hill

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. With millions of podcast downloads and video views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and watching Marvel movies.

Leave a Reply

Your email address will not be published. Required fields are marked *

Scroll to Top