{"id":1817,"date":"2017-07-10T03:13:29","date_gmt":"2017-07-10T07:13:29","guid":{"rendered":"https:\/\/marriagekidsandmoney.com\/?p=1817"},"modified":"2023-03-27T15:36:35","modified_gmt":"2023-03-27T19:36:35","slug":"mortgage-101-rates-rentals-and-the-great-recession","status":"publish","type":"podcast","link":"https:\/\/marriagekidsandmoney.com\/podcast\/mortgage-101-rates-rentals-and-the-great-recession\/","title":{"rendered":"Mortgage 101: Rates, Rentals and the Great Recession &#8211; with Tony Gatliff"},"content":{"rendered":"\n<p><span style=\"font-weight: 400;\">You have been persistent, you\u2019ve become best friends with Zillow and your hard work has paid off. You have finally found your dream home. Now, it\u2019s time for the important next step of choosing your mortgage.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Some crucial questions start to pop into your head:<\/span><\/p>\n\n\n\n<p><!--more--><\/p>\n\n\n\n<ul>\n<li><span style=\"font-weight: 400;\">Can we afford this home?<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">What type of <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/marriagekidsandmoney.com\/5-reasons-to-choose-a-15-year-mortgage\/\">loan<\/a><\/span><span style=\"font-weight: 400;\"> is right for us? <\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">How do we get the best rate? <\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400;\">With all of the stresses of life, the home loan process can be overwhelming. That is why I stress that educating ourselves before we jump into big decisions (like buying a home) is our key to family financial success. (I sure wish I would have gotten more education before I bought <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/marriagekidsandmoney.com\/9-pieces-of-advice-for-my-former-single-guy-self\/\">my first home<\/a><\/span><span style=\"font-weight: 400;\">!)<\/span><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p><em>Related: <a href=\"https:\/\/marriagekidsandmoney.com\/5-ways-to-avoid-becoming-house-rich-and-cash-poor-in-a-sellers-market\/\">5 Ways to Avoid Becoming House Rich and Cash Poor in a Seller's Market<\/a><\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p><span style=\"font-weight: 400;\">The other day I caught up with a long time friend of mine, Tony Gatliff, who is the Vice President of Mortgage Lending at BBMC Mortgage. After being in the industry for the last 15 years, it is safe to say that Tony is a mortgage expert.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image alignnone size-full wp-image-1818\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/marriagekidsandmoney.com\/wp-content\/uploads\/2017\/07\/Tony-Gatliff-Photo.jpg?w=1200&#038;ssl=1\" alt=\"Tony Gatliff, VP of Mortgage Lending at BBMC Mortgage\" class=\"wp-image-1818\" data-recalc-dims=\"1\"\/><figcaption class=\"wp-element-caption\">Tony Gatliff, VP of Mortgage Lending at BBMC Mortgage<\/figcaption><\/figure>\n\n\n\n<p><span style=\"font-weight: 400;\">With mortgages being an extremely important piece of the home buying puzzle, I decided to ask Tony to give us a solid background on the loan process. <\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What are we covering today?<\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">Tony and I <\/span><span style=\"font-weight: 400;\">chat about<\/span><span style=\"font-weight: 400;\">:<\/span><\/p>\n\n\n\n<ul>\n<li><span style=\"font-weight: 400;\">The differences and advantages of <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/marriagekidsandmoney.com\/15-year-mortgage-paid-off-in-5-years\/\">15-year<\/a><\/span><span style=\"font-weight: 400;\"> and 30-year mortgages<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">The nitty gritty on interest rates<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">A quick synopsis of the mortgage lending crisis we experienced from 2007-2010<\/span><\/li>\n<\/ul>\n\n\n\n<p>If you\u2019re considering buying a home now or in the near future, today\u2019s interview is for you. Educating yourself on the lending process will set you up for success when buying your next home.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Click the play button above or listen on&nbsp;<a href=\"https:\/\/marriagekidsandmoney.com\/itunes\">iTunes<\/a>, <a href=\"https:\/\/goo.gl\/app\/playmusic?ibi=com.google.PlayMusic&isi=691797987&ius=googleplaymusic&link=https:\/\/play.google.com\/music\/m\/Indzgonkg7xlbgrvpq5ar4p4agy?t%3DMarriage,_Kids_and_Money_Podcast%26pcampaignid%3DMKT-na-all-co-pr-mu-pod-16\">Google Play<\/a> or <a href=\"http:\/\/www.stitcher.com\/s?fid=142293&refid=stpr\">Stitcher<\/a>.<\/h4>\n\n\n\n<h3 class=\"wp-block-heading\">Show Resources<\/h3>\n\n\n\n<p><em>(*The links below may provide me a commission that will support the management of this site and podcast \u2013 Thank you!)<\/em><\/p>\n\n\n\n<p><a href=\"https:\/\/marriagekidsandmoney.com\/will\">US Legal Forms<\/a>: Get your Will started today my friends!<\/p>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/marriagekidsandmoney.com\/will\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/marriagekidsandmoney.com\/wp-content\/uploads\/2017\/06\/US-Legal-Forms-Banner.jpg?w=1200&#038;ssl=1\" alt=\"US Legal Forms\" class=\"wp-image-1684\" data-recalc-dims=\"1\"\/><\/a><\/figure>\n\n\n\n<p><a href=\"http:\/\/www.militaryresourceradio.com\/\">Military Resource Radio<\/a>: Tony's Podcast<\/p>\n\n\n\n<p><a href=\"https:\/\/www.mybbmc.com\/\">BBMC Mortgage Website<\/a><\/p>\n\n\n\n<p><strong>Tony's Email<\/strong>: Tony &#8220;at&#8221; MilitaryResourceRadio.com<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Thanks for Listening!<\/h3>\n\n\n\n<p>If you enjoyed this episode, here are some excellent ways to help&nbsp;out the <em><a href=\"https:\/\/marriagekidsandmoney.com\/mkmpodcast\/\">Marriage, Kids and Money Podcast<\/a>:<\/em><\/p>\n\n\n\n<ul>\n<li>Leave a comment below<\/li>\n\n\n\n<li>Connect on <a href=\"http:\/\/twitter.com\/andyhillmkm\">Twitter<\/a>, <a href=\"http:\/\/facebook.com\/andyhillmkm\">Facebook<\/a> or <a href=\"http:\/\/pinterest.com\/andyhillmkm\">Pinterest<\/a><\/li>\n\n\n\n<li>Subscribe to the show on <a href=\"https:\/\/itunes.apple.com\/us\/podcast\/marriage-kids-money-podcast\/id1175746628?mt=2\">iTunes<\/a>&nbsp;or <a href=\"https:\/\/goo.gl\/app\/playmusic?ibi=com.google.PlayMusic&isi=691797987&ius=googleplaymusic&link=https:\/\/play.google.com\/music\/m\/Indzgonkg7xlbgrvpq5ar4p4agy?t%3DMarriage,_Kids_and_Money_Podcast%26pcampaignid%3DMKT-na-all-co-pr-mu-pod-16\">Google Play<\/a><\/li>\n\n\n\n<li>Leave a review for the show on&nbsp;<a href=\"https:\/\/itunes.apple.com\/us\/podcast\/marriage-kids-money-podcast\/id1175746628?mt=2\">iTunes<\/a>&nbsp;or <a href=\"https:\/\/goo.gl\/app\/playmusic?ibi=com.google.PlayMusic&isi=691797987&ius=googleplaymusic&link=https:\/\/play.google.com\/music\/m\/Indzgonkg7xlbgrvpq5ar4p4agy?t%3DMarriage,_Kids_and_Money_Podcast%26pcampaignid%3DMKT-na-all-co-pr-mu-pod-16\">Google Play<\/a><\/li>\n<\/ul>\n\n\n\n<p>I truly appreciate the support everyone!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Carpe Diem Quote<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u201cA formal education will make you a living; self-education will make you a fortune.\u201d <\/strong><\/h4>\n\n\n\n<p><strong>&#8211; Jim Rohn<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Are you hunting for a home?<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">If you have a home, what type of mortgage did you go with?<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n","protected":false},"author":3,"featured_media":10331,"comment_status":"open","ping_status":"open","template":"","epcats":[675,695],"eptags":[1090,1092,1091,1093],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.4 (Yoast SEO v22.5) - 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