{"id":1275,"date":"2017-04-10T03:30:37","date_gmt":"2017-04-10T07:30:37","guid":{"rendered":"https:\/\/marriagekidsandmoney.com\/?p=1275"},"modified":"2023-03-27T15:10:49","modified_gmt":"2023-03-27T19:10:49","slug":"why-you-need-life-insurance-today","status":"publish","type":"podcast","link":"https:\/\/marriagekidsandmoney.com\/podcast\/why-you-need-life-insurance-today\/","title":{"rendered":"Why You Need Life Insurance Today &#8211; with Jen Fowler"},"content":{"rendered":"\n<p><span style=\"font-weight: 400;\">Life is precious. One day, we\u2019re spending quality time with our family and making beautiful memories together. And the next day, we\u2019re diagnosed with inoperable stage 4 brain cancer. I don\u2019t say this to be flippant. I say this because we truly don't&nbsp;know what tomorrow will bring. That is why we need&nbsp;to protect our&nbsp;family's financial future with life insurance.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">I\u2019ve spent some time&nbsp;on Reddit lately reading stories of families who have recently lost a loved one and how life insurance (or the lack of it) has affected their lives. Not only does death take an immense emotional toll on the family, it can take a huge financial toll&nbsp;as well. <\/span><\/p>\n\n\n\n<p><!--more--><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">For those that are prepared and have life insurance in place, the stories are sad, but hopeful. <\/span><span style=\"font-weight: 400;\">I was reading one the other day about a 30-year old man who has cancer and the doctors have given him 12 months to live. A few years before the diagnosis, he had picked up life insurance. Because of his proactive thinking, his wife and daughter will have $500,000 after all of their debts and mortgage are paid off if he passes away.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">There are also stories on the other side of the coin. Families with a bread-winning spouse that recently passed away that are now stuck with no income. <\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">I invited Jen Fowler from SelectQuote to talk to us today all about life insurance. There are a lot of insurance providers out there. I specifically invited SelectQuote because Nicole and I used them for our first policy. I like them because they look at rates and coverage on your behalf and get you the best overall policy. It's like booking travel with Expedia or Kayak where you can get a bunch of options, but for the life insurance world. <\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What are we covering today?<\/h2>\n\n\n\n<p>On the show today, Jen&nbsp;answers questions like:<\/p>\n\n\n\n<ul>\n<li><span style=\"font-weight: 400;\">Who needs life insurance?<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">What is the difference between Term and Whole Life Insurance?<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">How much coverage do I need?<\/span><\/li>\n<\/ul>\n\n\n\n<p>If you haven\u2019t purchased a life insurance policy yet or you have a policy in place already and just want to make sure you\u2019re properly covered, please listen to this episode. You and your family are going to be happy that you did.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Show Resources<\/h2>\n\n\n\n<p><a href=\"https:\/\/marriagekidsandmoney.com\/retire\">How to Retire in 6 Easy Steps<\/a> &#8211; New Course from early retirement guru, Dylin Redling. Be sure to use coupon code &#8220;MKM-10&#8221; for a 10% discount.<\/p>\n\n\n\n<p><a href=\"http:\/\/www.lifehappens.org\/insurance-overview\/life-insurance\/calculate-your-needs\/?nabe=4587146988224512:1&utm_referrer=https%3A%2F%2Fwww.google.com%2F\">Life Insurance Calculator<\/a>&nbsp;&#8211; See how much life insurance coverage you need at LifeHappens.org<\/p>\n\n\n\n<p><a href=\"https:\/\/www.amazon.com\/gp\/product\/1938400046\/ref=as_li_qf_sp_asin_il_tl?ie=UTF8&tag=marri05-20&camp=1789&creative=9325&linkCode=as2&creativeASIN=1938400046&linkId=ffc7fe7bd6c60237809524c1c6e945d4\" rel=\"nofollow\">Financial Peace University<\/a>&nbsp;(at home kit)<\/p>\n\n\n\n<p><a href=\"https:\/\/www.daveramsey.com\/fpu\">Financial Peace University<\/a> (find a group near you)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Thanks for Listening!<\/h3>\n\n\n\n<p>If you enjoyed this episode, here are some excellent ways to help&nbsp;out the show:<\/p>\n\n\n\n<ul>\n<li>Leave a comment below<\/li>\n\n\n\n<li>Connect on <a href=\"http:\/\/twitter.com\/andyhillmkm\">Twitter<\/a>, <a href=\"http:\/\/facebook.com\/andyhillmkm\">Facebook<\/a> or <a href=\"http:\/\/pinterest.com\/andyhillmkm\">Pinterest<\/a><\/li>\n\n\n\n<li>Subscribe to the show on <a href=\"https:\/\/marriagekidsandmoney.com\/itunes\">iTunes<\/a>, <a href=\"https:\/\/marriagekidsandmoney.com\/googleplay\">Google Play<\/a> or <a href=\"https:\/\/marriagekidsandmoney.com\/stitcher\">Stitcher<\/a><\/li>\n\n\n\n<li>Leave a quick review for the show on&nbsp;<a href=\"https:\/\/marriagekidsandmoney.com\/itunes\">iTunes<\/a><\/li>\n<\/ul>\n\n\n\n<p>I truly appreciate the support everyone!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Carpe Diem Quote<\/h2>\n\n\n\n<h5 class=\"wp-block-heading\">\u201cI am prepared for the worst, but hope for the best.\u201d<\/h5>\n\n\n\n<h5 class=\"wp-block-heading\">-Benjamin Disraeli<\/h5>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Are you protecting your family with term life insurance?<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n","protected":false},"author":3,"featured_media":10292,"comment_status":"open","ping_status":"open","template":"","epcats":[675],"eptags":[1113,964,1035],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.4 (Yoast SEO v22.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why You Need Life Insurance Today - with Jen Fowler &#8211; 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