Why We’re Giving $100 Tips This Holiday Season (And Why We Want You to Join Us)

November 28, 2018

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As we're out and about enjoying the holidays this year, we will more than likely interact with someone in the service industry. We may be served by a waitress, greeted by a host or checked out by a cashier.

These folks are hustling to pay their bills and hopefully, they will make enough to have a happy holiday with their family. Unfortunately, these positions are some of the lowest paying jobs in the US. The average waiter or waitress in the US makes around $20,000 per year.

While we can't easily change the landscape of the service industry, we sure can give back to our neighbors who are working hard during the holidays.

As a small gesture of thanks and paying it forward, my wife and I are planning on giving two random $100 tips to someone in the service industry this year. Rockstar Finance has already joined in on the fun by supplying us with $100 for the effort! We're hoping you will join us too.

We're calling it #BigTipTuesday! Here's how it'll go in 5 easy and fun steps:

1. Pick Your Tuesday

Choose a random Tuesday between now and the December 31st.

Why Tuesday? I have no idea … it had some great alliteration (Big Tip Tuesday) and the more random the better.

Who expects a $100 tip on a Tuesday?!

2. Choose Your Place

Go to a place where someone in the service industry is working during the holidays to make money or simply to make ends meet. Here are some sample locations:

  • Local diner
  • Coffee shop
  • Fast food restaurant
  • Casual sandwich shop
  • Hair salon
  • Barber
  • Uber / Lyft
  • Pizza delivery person

You could even think about someone who you've interacted with this year that works in the service industry. Is there someone who you'd love to generously tip and make them smile?

3. Leave the Big Tip

Buy something for yourself and leave a VERY generous tip. The size of that tip is up to you. You decide what “generous” means.

Similar to the giving challenge last year, Nicole and I are going to give $100 twice. One of the $100 has been donated by Rockstar Finance and the other $100 will be from the Hill Family. I'm hoping we can involve our kids so they can see this fun kindness in action. 

4. Write on the Receipt

If you get a receipt, write on the receipt #BigTipTuesday and leave them a note of gratitude for their service and wish them a happy holiday. 

For example:

“Thank you for the great meal and your smile! Have a wonderful day! #BigTipTuesday”

As simple as that …

5. Share it and Inspire Others to Give

Share the receipt on social media with the hashtag #BigTipTuesday and tell everyone about your fun adventure in big tipping. (Make sure to remove any credit card information before posting on social media!) 

Oh, and please contact me and tell me how it went. I want to feature your kindness on my podcast in the coming weeks. This sort of stuff is infectious and your generosity just may spread!

Related ArticleWhy I'm Increasing My Charitable Giving

Our Giving Goal

I would love for our community to surprise 10 hard-working people in the service industry with $100. That would be $1,000 of joy spread to those who are hustling during the holidays. With this extra cash, they could:

Giving is so much fun. Think about the smile you’ll bring to someone’s face who's not expecting it.

Thanks for considering it.

I'll report back on our family's #BigTipTuesday experience soon!

So, what do you think?

Are you in?

Please let me know in the comments below!

Andy Hill

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of podcast downloads and video views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.


  • This is such a great idea!! I used to be a waitress and remember receiving a $100 tip once. It was amazing. I have also given $100 at Christmas for people to buy presents and it was equally amazing. Not sure which was a better feeling, honestly!

    • I look forward to experiencing the joy of giving with my family!

      The reason for the season!

  • Absolutely awesome idea, Andy…

    …and a great video to boot. I just shared it on the new post I put up today.

    I think there will be a lot more than just ten. 🙂

  • One note:) We have done this for a favorite waitress who was having problems providing Christmas for her kids one year. BUT if you just leave it as a tip in some places, it goes into a “tip jar” and will be split many ways. We asked the owner how to get around this and he suggested putting it in an envelope with her name on it. Then, technically, it isn’t a tip.

  • I used to wait tables years back and I’ll never forget the time that someone left me $120 tip on a $60 bill. As someone who was in grad school, living on my own, and making less than $2,000 per month, it made a huge impact and lasting impression on me.

    Count me in for this challenge!

    • I’m so happy to hear you’re in! I can’t wait to hear how it goes. Thank you!

    • I’m glad to hear that Melanie! Tomorrow I’m getting out there for another Big Tip!


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