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The Cash Envelope Method is an effective budgeting method that helps people to save money and limit overspending. At the same time, the convenience of credit cards for online shopping and shopping on the go…
According to Bankrate, 29% of Americans have more credit card debt than they have in an emergency fund. That is some scary, scary stuff. Today, I have a guest who accumulated quite a bit of…
Without the right discipline, credit cards can cripple our ability to build our cash savings, our retirement savings and our overall wealth. It’s so easy to swipe that little piece of plastic without even thinking…
The magical, mystical and all-powerful credit card … If we want something really bad but we don’t have the money for it, credit cards solve our problems immediately. Don’t they? If we’re jonesin’ for some…