Six years ago, I decided to go credit card free. I had gone through Dave Ramsey’s Financial Peace University where the credit card was labeled as the enemy of financial freedom. Since Mr. Ramsey’s advice…

The magical, mystical and all-powerful credit card … If we want something really bad but we don’t have the money for it, credit cards solve our problems immediately. Don’t they? If we’re jonesin’ for some…

Building wealth is a lot like building a strong marriage. Both require determination, passion and the ability to communicate effectively. Determination

We work hard.  We earn money.   We buy stuff. Then, that stuff requires repair, maintenance and software updates. Before you know it, your stuff is out of style.  You’re on version 3 when the rest…

In 2010, my wife Nicole and I got married and started our lives together. Financially speaking, we both really enjoyed the DINK (double income with no kids) status in our first year of marriage.  We…