There’s a hot debate between paying off your mortgage or investing.  Paying off your mortgage allows you to significantly lower your expenses today and potentially create more time freedom in your life.  Meanwhile, investing has…

I love living mortgage-free. The freedom our family has after we decided to pay off our mortgage early is incredible.  But just because I love my paid-off house, doesn’t mean I think everyone should rush…

While money is nice, time is the ultimate currency. If our spending habits and our continual accumulation of stuff get out of control, then we’re not only losing time, but we’re losing our money as…

I was cleaning my office the other day and came across the letter from our former mortgage provider. The letter read, “Congratulations! Your mortgage has been paid in full and your account is now closed.”…

A lot of first-time homebuyers (and repeat homebuyers) are looking at this housing market and wondering … should I wait to buy a house? Big questions like these are always more fun with really smart…

Inflation is the worst. Prices are WAY up for the small stuff like food and even the big stuff like housing.  Although complaining about inflation may give us some momentary satisfaction, it doesn’t help long…