Become a Happy Homeowner

Pay off your mortgage early. Tips for a happy home. It’s all possible.

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Become a Happy Homeowner

The Life-Changing Benefits of Complete Debt Freedom

Recently, my family became completely debt free. No student loans, credit card debt, personal loans, car payments and, yes …  no mortgage. After 7 years of educating myself, diligent planning and partnership with my wife,…

March 2, 2018

How I Wasted Over $13,000 Refinancing My Mortgage

In 2004, my first mortgage was a 30-year 5/1 ARM at 5.25%. If that information confuses you, don’t worry. I was completely confused too when I signed up for it at 22 years old. I…

February 23, 2018

How to Celebrate Paying Off Your Mortgage Early

You’re mortgage free! Congratulations! This was no small feat. Your hard work and dedication are deserving of confetti! But how do you celebrate a mortgage payoff? After all, paying off your mortgage is only something…

January 12, 2018

$400,000 Home Paid Off in Less Than 4 Years

The beautiful fall day outside of my office windows made it tough to concentrate that day. Not only were the leaves on the trees changing, our family’s financial situation was about to change as well….

November 30, 2017

What Our Mortgage Freedom Looks Like at 35

The home mortgage is quite often the largest expense in your typical annual budget. Since your mortgage eats up such a huge chunk of your monthly income, completely ridding yourself of it could be quite freeing. My wife Nicole…

April 13, 2017

5 Reasons to Choose a 15-Year Mortgage

3 years ago, Nicole and I moved into our forever house.  It was love at first sight. Compared to our previous 1,100 square foot bungalow, this new tri-level home had a bigger yard, an open floor…

November 22, 2016
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