Amy Beardsley

Amy Beardsley is a freelance writer and personal finance expert. She specializes in credit reporting, FinTech, and probate and estate planning topics. Her work has been published on Robinhood, Lending Tree, Dollarsprout, Women Who Money, and Well Kept Wallet. She’s also the founder of EarlyMorningMoney.com, a site dedicated to simplifying financial management and helping families win with money.

Amy's latest articles

Term Life Insurance Providers That Make the Process Easy

Are you overwhelmed by the thought of buying life insurance? You’re not alone. With so many options to pick from, it can be hard to choose. Back in the day, purchasing life insurance meant meeting with a salesperson to get a quote and sometimes it required a complicated medical exam. Luckily, you have better options…

26 Smart Ways Parents Can Save Money On Daycare

Raising kids is one of life’s greatest joys. It’s also one of the most expensive. Think about how much you fork over for the cost of daycare every month and you’ll know what I mean. With rising prices, it’s getting more and more difficult to find ways to save on daycare.  A study by 2024…

Do I Need a Will? Who Needs One and Why

A whopping 62% of millennials don’t have a will, according to Trust & Will’s Annual Study.  But here’s the thing: wills are not just for retired and wealthy people. Most people need a will no matter how much or how little money they have. You won’t live forever. There’s a 100% chance you will die…

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Tiller Money Review: Level Up Your Spreadsheet Budget

A budget is a great way to eliminate debt, save money, and reach financial milestones. But updating your budget? That’s the hard part. Still, it’s something you must do to keep your spending on track and improve your personal finances. Luckily, Tiller Money makes it easy. Tiller is a financial management tool that gives you…

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How to Manage Money in 7 Simple Steps

No secret recipe exists for how to manage money, but there are tried-and-true strategies. Managing money isn’t a complicated task, though it requires ongoing attention. Keeping an attentive eye on your money management helps to improve your mental health and confidence. It also frees up more time for you to do the things important to…

Trust & Will Review: Create a Will Online to Protect Your Family

Do you know what will happen when you die? Although preparing end-of-life plans is the last thing you want to think about, let our Trust & Will review show you how this company can make the task bearable.  The service streamlines the creation of a will, trust, and minor guardian appointment. Not only should those…

Family Finance Areas of Focus

  • Estate Planning
  • Fintech

Education and Credentials

  • BS, Business Administration, Ferris State University
  • AAS, Legal Studies, Ferris State University
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