ABCDEFGHIJKLMNOPQRSTUVWXYZ
1
Monthly Budget Template
2
INCOME
3
(1) Earned
4
Salary 1$2,000.00
5
Salary 2$2,500.00
6
Bonus$0.00
7
Commission$0.00
8
Other$0.00
9
Total Earned$4,500.00
10
11
(2) Unearned
12
Interest$0.00
13
Dividends$0.00
14
Rental Income$0.00
15
Assets Sold$0.00
16
Other$0.00
17
Total Unearned$0.00
18
19
MONTHLY INCOME
$4,500.00
20
(1) Donations
21
Charitable Giving$50.00
22
Church Donations$0.00
23
Other$0.00
24
Total Donations-$50.00
25
26
(2) Savings
27
Emergency Fund$0.00
28
Other$0.00
29
Total Savings$0.00
30
31
32
(3) Investments
33
Pre Tax$0.00
34
Roth IRA 1$200.00
35
Roth IRA 2$200.00
36
529 Accounts$50.00
37
Business (Private)$0.00
38
Stocks/Bonds$0.00
39
Real Estate$0.00
40
Total Investments-$450.00
41
42
(4) Tax
43
Income$0.00
44
Other$0.00
45
Total Tax$0.00
46
NET SPENDABLE INCOME
$4,000.00
47
48
EXPENSESHow'd We Do ???
49
(5) HousingActualDifference
50
Mortgage (tax, ins, prin, int)$1,000.00$0.00$1,000.00
51
Additional Mortgage Principal$50.00$0.00$50.00
52
Electricity$100.00$0.00$100.00
53
Gas$100.00$0.00$100.00
54
Water$50.00$0.00$50.00
55
Cable & Internet$100.00$0.00$100.00
56
Cell Phone 1$80.00$0.00$80.00
57
Cell Phone 2$70.00$0.00$70.00
58
Household Upkeep/Repair$50.00$0.00$50.00
59
Other$0.00$0.00$0.00
60
Total Housing$1,600.00
61
62
(6) Food
63
Groceries$500.00$0.00$500.00
64
Toiletries$100.00$0.00$100.00
65
Eating Out - Weekday Lunches$100.00$0.00$100.00
66
Eating Out - Weekday Dinner$100.00$0.00$100.00
67
Total Food$800.00
68
69
(7) Automobile
70
Car Payments$400.00$0.00$400.00
71
Gas$100.00$0.00$100.00
72
Car Wash$0.00$0.00$0.00
73
Insurance Payments$100.00$0.00$100.00
74
New Car Savings$0.00$0.00$0.00
75
Maintenance/Repair$0.00$0.00$0.00
76
Other$0.00$0.00$0.00
77
Total Automobile$600.00
78
79
(8) Insurance
80
Life Insurance 1$50.00$0.00$50.00
81
Life Insurance 2$25.00$0.00$25.00
82
Umbrella Insurance$0.00$0.00$0.00
83
Medical$0.00$0.00$0.00
84
Disability$0.00$0.00$0.00
85
Other$0.00$0.00$0.00
86
Total Insurance$75.00
87
88
(9) Entertainment
89
Weekend 1$50.00$0.00$50.00
90
Weekend 2$50.00$0.00$50.00
91
Weekend 3$75.00$0.00$75.00
92
Weekend 4$75.00$0.00$75.00
93
Weekend 5$25.00$0.00$25.00
94
Movies$0.00$0.00$0.00
95
Netflix$10.00$0.00$10.00
96
Other$0.00$0.00$0.00
97
Total Entertainment$285.00
98
99
(10) Clothing
100
Dry Cleaning$0.00$0.00$0.00